Company overview


BOQ is one of Australia's leading regional banks. We're also among the few still not owned by one of the big banks.

At BOQ, most of our branches are run by local Owner-Managers. This means they're running a small business and understand what it means to deliver personal service.

We pride ourselves on building long-term customer relationships that are based on mutual respect and understanding.

We have more than 190 branches across Australia and in each and every one of them you'll find us really getting to know our customers and recognising the things they need. It's how we've been doing business since 1874.

We've created simple, easy-to-understand banking products to help support our customers' financial needs. We offer a range of these products and services to individuals, as well as businesses.

But most importantly, every day, we work hard to prove that it's possible to love a bank.

We're one of the top 100 Australian companies ranked by market capitalisation on the Australian Securities Exchange and are regulated by the Australian Prudential Regulation Authority as an Authorised Deposit-taking Institution.

BOQ currently holds Australian Financial Services Licence (AFSL) No 244616 and Australian Credit Licence (ACL) No 244616.

Our companies

BOQ operates number of brands which offer a diverse range of products and services for our personal and business customers. Our brands include:


Virgin Money Australia 

Virgin Money Australia is a retail financial services company that aims to provide a wide range of great value financial products that are easy to understand and sort out as well as be a compelling alternative to the big banks. BOQ acquired Virgin Money Australia in 2013 and it operates as a standalone business within the BOQ Group.


BOQ Finance 

A wholly owned subsidiary of the Bank of Queensland Limited specialising in asset, cashflow and structured finance solutions. BOQF is a mid-market financier providing deep industry and product skills to its partner base servicing over 100,000 customers across 7 dedicated lines of business. BOQF believes in creating long-term relationships with shared goals and with over 45 years of history in the Australian and New Zealand markets, BOQF is Proudly Backing Your Business because we know that the only way we succeed, is if your business does.


BOQ Specialist 

BOQ Specialist delivers distinctive banking solutions to niche market segments including medical, accounting and financial advisory professionals. BOQ acquired the business (previously Investec Professional Finance) as part of Investec Bank (Australia) Limited in 2014. BOQ Specialist operates as a separate division of BOQ's Business Bank.


St Andrew's Insurance 

St Andrew's is a leading manufacturer of consumer credit insurance products with a solid history of partnering with financial institutions to deliver insurance solutions. BOQ purchased St Andrew's in 2010 and continues to operate it as an independent entity, in much the same way as it was profitably operating prior to BOQ's purchase.


More information

Mergers and acquisitions 

Bank of Queensland is focused on its policy of strong organic growth, especially outside Queensland, and is continually looking for strategic mergers and acquisitions judged to be complementary to the Bank’s business.


Committed to a fair financial system 

The Australian Government issued a Financial System Inquiry to examine how the financial system could be positioned to best meet Australia's evolving needs and support Australia's economic growth. Read about BOQ's position and our submissions.