Neil Summerson B Com, FCA, FAICD, FAIM Chairman – Age: 60

Neil Summerson is a Chartered Accountant with 38 years experience and is a past Chairman of
the Queensland branch of the Institute of Chartered Accountants. He was formerly the Queensland
Managing Partner at Ernst & Young. He is a Director of AmerAlia Inc, Australian Made Campaign
Limited, Australian Property Growth Limited and Moore Stephens (Queensland) Limited. He is a former
Chairman of the Brisbane Water Board and is currently Chairman of Motorama Holdings Pty Ltd, IDEC
Pty Ltd and Australian Property Growth Fund. Mr Summerson has been a Director of the Bank since
December 1996 and was appointed Chairman on 20 August 2008.

Anthony Howarth AO. FAICD, FAIM, SF Fin Deputy Chairman – Age: 56

Tony Howarth was Chairman of Home Building Society Limited which merged with the Bank in
December 2007. He has worked in the banking and finance industry for over 30 years. His work
has involved a number of overseas appointments. He has been the Managing Director of Challenge
Bank Limited and the CEO of Hartleys Limited. He was a former Chairman of Alinta Limited (retired
24 July 2006) and is currently Chairman of Mermaid Marine Australia Limited and Non- Executive
Director of AWB Limited and Wesfarmers Limited. He is also involved with a number of business and
community organisations being Chairman of St John of God Health Care Group, President of the
Australian Chamber of Commerce and Industry and Chair of the Committee for Perth. In addition, he is
a Director of the Rio-Tinto WA Future Fund, the Western Australian Community Foundation and is on
the University of Western Australia’s Senate. Tony was appointed Deputy Chair of the Bank in August
2008 and is a member of the Remuneration and Nomination Committee.

David Liddy MBA, SF Fin, MAICD Managing Director – Age: 58

David Liddy has 40 years experience in banking, including international postings in London and Hong
Kong. He was appointed Managing Director of the Bank in April 2001. He has a Masters in Business
Administration. He is Chairman of the Queensland Museum Foundation, a Director of the Royal
Children’s Hospital Foundation, and a member of the Queensland University of Technology Council.
He is a member of the Federal Treasurer’s Financial Sector Advisory Council and a Director of the
Brisbane Lions Australian Football Club. Mr Liddy is also a Senior Fellow of the Financial Services
Institute of Australasia, a Member of the Australian Institute of Company Directors and sits on the
Australian Bankers’ Association Council.

Roger Davis B.Ec.Hons, Masters Philosophy Director – Age: 56

Roger Davis was appointed a Director of the Bank on 20 August 2008. He has almost 30 years’ experience
in banking and investment banking in Australia, the US and Japan. He is currently a consulting Director
at Rothschild Australia Limited. He was previously a Managing Director at Citigroup where he worked
for over 20 years and more recently was a Group Managing Director at ANZ Bank. He is a Director of
Macquarie Office Management Ltd, Macquarie Leisure Operations Ltd, Aristocrat Leisure Ltd, Centric
Wealth Management Ltd, Territory Insurance Office and Trust Ltd. He was formally Chair of Pengana
Hedgefunds Ltd and Esanda. He was formerly a Director of ANZ (New Zealand) Limited, CitiTrust in
Japan and Citicorp Securities Inc. in the USA. He has a Bachelor of Economics (Hons) degree from the
University of Sydney, a Master of Philosophy degree from Oxford and is a Rhodes Scholar.

Peter Fox B Bus (Hons) Director – Age: 46

Peter Fox has been with the Linfox Group for over 21 years. After a diverse career within the organisation,
he was appointed, in chronological order, National Fleet Manager, Executive Officer, and Director of
Linfox Pty Ltd, culminating in his appointment as Executive Chairman of Fox Group Holdings in 1994.
Mr Fox was appointed a Director of the Bank in May 2001. He is also a Director of the Alfred Foundation
and a member of the Australian Graduate School of Management Advisory Council (UNSW). He is a
member of the Bank’s Budget Review Committee.

David Graham B Com, B.Econ (Hons), MBA, FCPA Director – Age: 66

David Graham has had extensive experience in the financial sector specialising in capital markets
transactions. He was appointed as a non-executive Director of the Bank in October 2006. He has been a
non-executive Director of a number of ASX listed companies and he is currently a non-executive Director
of Bandanna Energy Limited. He is Executive Chairman of DDH Graham Limited, an advisory and funds
management company he founded in 1981. He is a member of the Audit and Risk Committee.

Carmel Gray B Bus Director – Age: 59

Carmel Gray was appointed a Director of the Bank on 6 April 2006. Ms Gray has had an extensive
career in IT and Banking. Ms Gray was Group Executive Information Technology and General Manager
Information Technology at Suncorp from 1999 to 2004. Prior to her Suncorp appointment she was
General Manager of Energy Information Solutions Pty Ltd and Managing Director of Logica Pty Ltd. Ms
Gray is Chair of Information Technologies Australia Pty Ltd. Ms Gray is a member of the Bank’s Budget
Review Committee and the Corporate Governance Committee.

Bill Kelty AC. B Econ Director – Age: 60

Bill Kelty has over 31 years’ experience in industrial relations. He was appointed a Director of the Bank
in August 2001 and is currently a Director of the Linfox Group and a Commissioner of the Australian
Football League. He is also involved in the Foundation for Rural and Regional Taskforce and was
previously Chairman of the Federal Government’s Regional Development Taskforce. Mr Kelty was
Secretary of the Australian Council of Trade Unions from 1983-2000 and a member of the Reserve
Bank Board from 1988-1996. He is a member of the Bank’s Corporate Governance Committee.

Antony Love B Com, AAUQ, FAPI, FREI, FAICD Director – Age: 61

Antony Love is a property consultant with 38 years’ experience and is a Director of McGees Property.
He is also a Director of AP Eagers Limited and Campbell Brothers Limited. He is Chairman of the
Bank’s Budget Review Committee and was previously a member of the Remuneration & Nomination
Committee and Audit and Risk Committee. He has been a Director since June 1995 and Deputy
Chairman from April 2003 until August 2008.

John Reynolds B Sc (Hons), B Bus, Dip Ed, FAIM Director – Age: 65

John Reynolds was appointed a Director of the Bank in April 2003. He has extensive CEO-level
experience at Top 100 media and resource companies in Australia and overseas. He is Chairman of
Arrow Energy Limited. He is a Director of Mater Health Services Brisbane Limited, an advisor to various
private companies and holds a number of university positions. Mr Reynolds is Chairman of the Bank’s
Audit & Risk Committee, a member of the Bank’s Remuneration & Nomination Committee and was
previously a member of the Corporate Governance Committee.