David Liddy - Managing Director and Chief Executive Officer

David Liddy was appointed Managing Director of Bank of Queensland in April 2001. His 40 years’ experience in banking includes international postings in London and Hong Kong. He has significant broad-based general management competencies and a proven record in achieving strong business performance.

Ram Kangatharan - Group Executive & Chief Financial Officer

Ram Kangatharan was appointed in October 2007. He is responsible for Finance, Treasury, Group Risk, Legal and Management Information Systems. He is a senior finance executive with global corporate experience in a range of industries including banking, telecommunications and investments. He was most recently with EDS (Electronic Data Systems) in the US.

Robert Hines - Group Executive Retail Financial Services

Robert Hines was appointed Group Executive Retail Financial Services in September 2007. He is responsible for the Bank’s franchise banking, corporate branch banking, Private Banking, Direct Banking, Alliances, Wealth Management and Insurance Operations. For the prior seven years he was the Bank’s Chief Financial Officer. Robert has 23 years’ experience in retail and investment banking in London, Sydney and Brisbane.

Bruce Auty - Group Executive Group Risk

Bruce Auty was appointed Group Executive Group Risk in September 2007. His responsibilities include Credit Risk Assessment, Credit Risk Review, Credit Policy, Portfolio Performance, Internal Audit, Operational Risk, Compliance and Fraud. Bruce, who joined the Bank in 2004, has 40 years’ experience in corporate, investment, commercial and retail banking in the U.S.A., Australia and New Zealand.

David Marshall - Group Executive Business Financial Services

David Marshall was appointed Group Executive Business Financial Services in September 2007. He is responsible for Business Relationship Banking, Equipment Finance, Property Finance, Debtor Finance, Trade Finance and Risk Management. He has had 23 years' banking experience including senior national roles in business and retail banking and risk management with CBA and Westpac.

Dan Musson - Group Executive People & Corporate Services

Daniel Musson was appointed in October 2007 to oversee the Bank’s Brand Management, Product Management, Human Resources, Customer Relations, Investor Relations and Corporate Affairs functions. He has broad experience in senior marketing, brand, product and customer management roles across the banking, insurance and retail sectors. He was most recently Head of Product and Underwriting Personal Insurance with the Insurance Australia Group (IAG).

Jim Stabback - Group Executive, IT and Operations

Jim Stabback joined Bank of Queensland in September 2008 as Group Executive, IT & Operations. In this role, he oversees the strategic focus of the Bank’s IT platform and its service delivery, along with the Bank’s important outsourcing relationships with EDS and Fiserv. Jim has over 20 years' experience managing large scale operations, technology and service delivery management in the financial services and telecommunications industries.