Having the power to decide how you'd like your retirement nest egg invested is one of the great benefits of a Self Managed Superannuation Fund (SMSF).
At BOQ, we understand a wide range of banking options are necessary to effectively manage your super. That's why we offer a range of competitive products tailored to suit your self managed super needs.
What are your options?
BOQ offers a range of options for loans, investments, transactions and insurance that can help meet the requirements of your self managed super strategy.
Investing
An online savings account designed specifically for the cash component of a self managed superannuation fund. If offers a competitive at-call interest rate on accounts with a least $10,000.
Our Term Deposit Account offering competitive fixed rates for fixed terms.
BOQ Trading is a user friendly online service to help manage your share portfolio.
Borrowing
Our SMSF loans are designed for the purchase of a single asset including arms length residential investment property or commercial investment property. These loans are compliant with the SIS Act requirements.
Transacting
A full service, cost-effective transaction account that can be used to facilitate rental and loan payments for your self managed super fund.
Insurance
Insurance specifically tailored to protect your residential investment property and contents. There's also an option available to cover for malicious damage and loss of rent.
This insurance cover is available to protect your commercial investment property.
Insurance that can potentially cover self managed super fund members by paying an agreed lump sum benefit in the event of death.
Managing your own super shouldn't have to be a big effort. That's why at BOQ, we have Owner-Managers who will talk to you about the right products and services for your self managed super fund. And because they own and run their branch, they will provide the type of personal service you deserve and expect.
Unless otherwise stated, products are issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL and ACL 244616.
BOQ will not provide you with advice in relation to the establishment, operation and structure of your self managed superannuation fund (Super Fund). Nor will BOQ provide you with advice in relation to the investment strategy of your Super Fund. You should seek independent advice from a qualified professional on these matters.
Fees and charges are payable. Valuation fees are additional, as are the legal fees associated with verifying that the structure of a Super Fund is compliant with the Superannuation Industry (Supervision) Act. BOQ's standard credit assessment criteria apply.
The Everyday Business Account is subject to the Bank's Fair use Policy. Under this policy, greater than 300 transactions per month will be considered excessive or unreasonable use of the account, and BOQ may convert to a fee-charging account.
Vero Landlord Insurance is issued by Vero Insurance Limited ABN 48 005 297 807. Term Life Insurance is issued by St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243, AFLS 281731 (SALI). BOQ receives a commission of up to 20% of the insurance premiums (excluding stamp duty and GST) paid by customers referred to SALI. BOQ cannot provide you with any advice about this product and only refers customers to SALI. Commercial Insurance is issued by GIO General Ltd ABN 22 002 861 583 (GIO).
This information is for general information purposes only. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. These may be varied, or new terms and conditions introduced in the future. The content on these pages is for information only and is not an offer by the Bank to provide the products and services. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. PDSs and Financial Services Guides (FSG) for commercial general insurance can be obtained from GIO. Copies of all other documents can be obtained from any BOQ branch or from this website.