Bridging Finance Loan

Our Bridging Finance Loan operates in a similar manner as a Secured Personal Overdraft (with the interest rate aligned to the Come-n-Go Line of Credit Rate) and provides the opportunity to purchase your new home prior to the sale of your existing home.


You can also use this facility if you want to remain in your existing home while you await the construction of your new home.


Your loan will then convert to an ongoing loan facility of your choice.


Features and benefits

Loan termShort term/temporary facility
Minimum loan amountNo minimum loan amount
Repayment optionsFlexible so you can pay any amount, as long as the balance stays  within the credit limit.
Low Doc OptionNo
Internet BankingYes
Account access
  • Bank of Queensland branches 
  • A vast network of ATMs
  • Cheque book


Interest rates

Interest rate
Reference rateCome-n-Go Line of Credit Rate
Current rateThe current rate is available on the Today's rates page.

Fees and charges

Application fee: $495

Agreed Credit Advance Fee  Charged quarterly on the last day of February, May, August and November 0.25% of approved overdraft limit


Additional Information

Valuation fees are payable. Government fees and charges apply. Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any Bank of Queensland branch. Interest rates quoted are indicative only, and are subject to change without notice.

How to apply

To apply for a Bridging Finance Loan, drop into a BOQ branch and speak to someone face to face or call one of our friendly customer service consultants on 1300 55 72 72.


Important information

Please view the terms and conditions listed below on the Terms and Conditions page: