Business Transaction Account

Our Everyday Business Account is a low cost business transaction account that provides a flexible way to manage business income and expenses. It is ideally suited to help you run your business smoother by keeping your personal and business finances separate, making tax time a whole lot easier. Plus we've got the extras services you need to support business growth with Business Visa Debit, EFTPOS devices, investment accounts, and overdraft facilities available (subject to approval).

Features and benefits

$10 monthly fee

Monthly account maintenance fee waived if you hold a minimum monthly balance of $5,000

Free withdrawals

Free withdrawals via BOQ branch, Direct Debit, BOQ ATM/EFTPOS, BPAY, and Single Pay Anyone*

Easy deposits

Enjoy 5 free BOQ branch deposits each month

Australia logo

Free access to over 3,000 rediATMs nationwide to help you avoid paying ATM fees

Internet/mobile logo

Full at call access to your money via ATM/EFTPOS, Internet and Mobile Banking

Business Visa Debit

Make business purchases worldwide wherever Visa is accepted with Business Visa Debit 


Receive payments faster with a linked Merchant Facility 

Flexible logo

Flexible Business Overdraft facilities available to help manage cash flow^

Earn competitive interest

Open a separate Business WebSavings Account and earn interest on daily balances from $10,000

How to apply

Fees and charges

For information on fees applicable to this product, please refer to the Business Banking Guide to Fees and Charges available on the Terms and Conditions page.

Interest rates

Today's rates 

Important information

Please view the terms and conditions listed below on the Terms and Conditions page:


Applicable terms and conditions:

  • Business Transaction and Investment Accounts Terms and Conditions
  • Business Banking Guide to Fees and Charges  


* Fair use policy applies on free transactions. Fees apply for transactions through other Bank ATMs, Bank@Post withdrawals, Internet Banking Multi Payments, and International Transactions using your Business Visa Debit card to access your account. ^ Available to approved applicants. Fees, charges and credit criteria apply. Terms and conditions at any BOQ branch.