Compare account features

 

Compare the features of our Business Investment Accounts using the table below.


Account features 

Business WebSavings Account 

BOQ Superannuation Savings Account 

Premier Investment Term Deposit 

Bank of Queensland Bonds 

 Eligibility   

 Eligibility

Business customers

(excluding Self Managed Superannuation Funds)

Registered Self Managed Superannuation Funds only

Personal and Business customers

(including registered Self Managed Superannuation Funds)

Personal and Business customers

(including registered Self Managed Superannuation Funds)

 Minimum opening deposit

$1

$1

$1,000

$5,000

 Minimum balance

$1

$1

$1,000

$5,000

 Interest

 Calculated daily

Yes^ 

Yes^ 

Yes 

Yes 

 Paid monthly

Yes^ 

Yes^ 

Yes 

No 

 Paid quarterly

No  

 No 

No 

Yes 

 Paid on maturity or annually

cross 

cross 

Yes 

Yes 

 Reinvested

Yes 

 Yes 

Yes 

No 

 Paid to another account

Yes 

Yes 

Yes 

Yes 

 Interest adjustment on authorised overdrawings

Yes 

cross 

n/a

n/a

 Deposits and withdrawals

 Additional deposits

Yes 

Yes 


At rollover only

No 

 Withdrawals - allowed

Yes 

Yes 

 

 

Yes 

No 

 Withdrawals  - interest adjustment on early withdrawal

No 

No 

 Account closure required if withdraw during investment term

No 

 Account access   

 In branch

Yes 

Yes 

Yes 

No 

 Account access – Enhanced Internet Banking

Yes*

Yes*

Yes* 

enquiries only

No 

 ATM/EFTPOS access

No 

No 

No 

No 

 Direct Debit

No 

No

No 

No 

 Direct CreditYesYesNoNo
 Cheque BookNoNoNoNo
 Transfer orders able to be deducted from accountYesNoNoNo
 Bank@PostNoNoNoNo
 Telegraphic Transfers permittedYesNoNoNo

  

^ Minimum balances apply

* Available for accounts with individual operating authority