Business Line of Credit

Access an ongoing line of credit from $50,000 

Our Business Line of Credit loan offers convenience, flexibility and peace of mind. Whether you are expanding your business or you need to cover short term cash shortages, you can access additional funds when you need it, up to an approved limit. 


Interest is only charged on the amount you withdraw and you can re-use your funds. 


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Features and Benefits

  • Interest only payments
  • Minimum loan amount of $50,000
  • Minimum loan term of 1 year
  • Maximum loan term of 25 years (residential security) and 15 years (other security) 
  • Variable interest rate
  • Access your balance using Online Banking
  • Additional discounts may be available on the Business First Lending Package

Interest Rates

The Business Line of Credit base rates are available on the Business finance interest rates page.

Fees and Charges

Fee typeFee
Application Fee0.75% of the approved limit applies (minimum $750)
Monthly Loan Service Fee$25.00 per month
Transaction FeesRefer to Business Banking Guide to Fees and Charges

How to apply

Important information

Please view the terms and conditions listed below on the Terms and Conditions page:

  • Business Lending Supplementary Terms and Conditions
  • Business Banking Guide to Fees and Charges