All business loans


Business Overdraft

Our Business Overdraft is available to you for any relevant commercial purpose. We suggest it is best used to help maintain your business liquidity when your working capital is tied up.



Business Line of Credit

Our Business Line of Credit is a flexible drawdown facility which is convenient for irregular capital purchases or business investment.

Business Term Loan

You can take your pick from a variable rate loan, or a fixed rate loan for one to five years, with maximum repayment terms of 25 years (for residential security) or 15 years (other security) for loans of $10,000 or more.



Commercial Rate Loan

The Commercial Rate Loan provides business customers access to market related interest rates. This facility is designed for commercial purposes such as property development, business acquisitions or investment opportunities.

Cashflow Finance

Use the hidden asset of your unpaid debtors to grow your business. With Cashflow Finance you can immediately convert up to 80% of your outstanding payments into working capital for your business.

Business Privileges Package

The Business Privileges Package can provide you with a way to manage your day-to-day business banking requirements in one offering, whilst providing exceptional value for money. With this solution you have the flexibility of tailoring a package to suit your banking needs and at the same time be rewarded with significant benefits.

Commercial Rate Facility - not available for new loans

For long-term finance options for property acquisition, development or business expansion, the Commercial Rate Facility gives you great value ‘big business’ interest rates for loans of $100,000 or more.





Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616.  Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any Bank of Queensland branch. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.



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