Why choose BOQ Car Insurance?

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Lifetime Repair Guarantee

If we arrange, authorise, and directly pay a repairer for repairs, we will guarantee the repairs to your car and will pay to fix any faulty workmanship for as long as you or a member of your family own the car.

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Easy car hire options

If you’re unable to use your car because it’s been stolen, or due to a not-at-fault collision, we’ll pay the costs for you to hire a similar sized car chosen by us to replace your car. Limits apply.

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Pay monthly at no additional charge

No need to pay annually upfront. With BOQ Car Insurance, you can make manageable monthly payments for your cover without an additional charge.

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Agreed value for sum insured

Your vehicle is covered for an agreed value, which is the amount we agree to insure your car for. The agreed value includes the value of the car, any accessories or acceptable modifications installed, or relevant statutory charges, GST, and taxes. The amount listed on your Certificate Of Insurance as your agreed value may alter at each renewal. You can contact us to discuss this amount. 

What you're covered for

With BOQ Car Insurance, you’re covered for loss or damage caused by an insured event during the period of insurance.

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Loss or Damage

If your car is stolen, involved in a collision or damaged by fire, storm, hail or flood, we'll cover the costs for your car up to the sum insured shown on your Certificate of Insurance.

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Hire car after a not at fault collision or theft

Unable to use your car because it’s been stolen or involved in a not-at-fault collision? We’ll pay the cost for you to hire a similar sized car chosen by us up to the limit for this benefit.

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Emergency Accommodation or Travel

If you are more than 100km from home and your car is unable to be used as a result of loss or damage caused by an incident, we'll help cover the cost of short-term accommodation and, transportation up to the limit for this benefit.

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Personal Property

We will cover the loss or damage to your personal property if it’s inside your car when an incident occurs or is damaged as a result of the incident, up to the limit for this benefit. 

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Baby Capsules & Child Seats

If baby capsules or child seats fitted to your car are stolen or damaged in an incident, we’ll cover you up to the benefit limit.

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Keys & Locks

If the keys to your car are stolen during the period of insurance, we’ll cover the cost to replace and recode the keys and locks for your car up to the limit for this benefit.   

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Lifetime Repair Guarantee

If we arrange, authorise, and directly pay a repairer for repairs, we will guarantee the repairs to your car and will pay to fix any faulty workmanship for as long as you or a member of your family own the car.

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New Car Replacement

We’ll replace your car if it’s deemed a total loss, provided you purchased a new or demonstrator car and it’s less than 2 years old at the time of the incident.

These are some of the highlights and benefits of cover offered for Car Insurance. Please refer to the PDS for details on all insured events, as well as other exclusions and limitations.

Get a quote in 3 minutes

You’ll be glad you’re insured when unexpected events happen to your car. Get a quote below or contact us to discuss your insurance needs.

Get a quote now

Call us on 1300 159 298

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Log in to your account to view your policy details or make a claim.

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Making a claim

We know it can be tough when things go wrong, but our claims team are here to make things easy for you.

We make slow, painful claims a thing of the past. We work quickly to get life back on track, and always keep you up to speed with complex claims.

Making a claim

Lodge your car insurance claim online or call us 24/7/365 on 137 138.

Submit your claim

Looking for emergency help?

If this is an emergency, please contact 000. If you require urgent assistance, please call us on 137 138 so we can help you.

Important information

Product Disclosure Statement (PDS)

This statement contains all the details on a policy including what’s covered and what’s not, terms and conditions, and how Honey manages your claim if something were to happen.

Target Market Determination

This document describes who a product is appropriate for and any conditions around how the product can be distributed to customers.

Financial Services Guide (FSG)

A FSG is designed to assist you in making an informed decision about the services we offer. 

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Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Repayment options available include Principal and Interest repayments and Interest Only repayments

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner occupier and investor options available
  • Mortgage offset
  • Unlimited free redraw and flexible repayments