At BOQ, we’re pretty proud of our car insurance. We think you’ll love it too, but just to be sure, make sure you think about these handy tips. When you’re ready, you can also get a quote and apply online, or just give us a call.
Tips For Getting a Car Insurance Quote
Make sure that when you compare car insurance quotes, you’re comparing apples with apples. BOQ car insurance comes with no extra charge to pay monthly, your choice of insuring for market value or an agreed value, your choice of who repairs your car – and that’s just the beginning! We’ll cover personal property inside your car (up to $750), tools and spare parts (up to $250), replacement on keys and locks (up to $1,000) as well as cover on accessories. We know that getting in an accident is pretty stressful too, so we’ll pay your taxi fare (up to $100) after an accident and we’ll pay for emergency travel or accommodation after a theft, accident or malicious damage.
Check out the full list of features and benefits below, and you’ll see that it really is possible to love a bank.
Features and benefits
No extra charge to pay monthly
Choice of market value or agreed value
Choice of who repairs your vehicle
Cost of reasonable transportation costs to pick up your vehicle from the repairer
$100 per day and $1500 in total to hire a vehicle if your vehicle is stolen
You keep the hire vehicle to the maximum benefit if your stolen vehicle is recovered and is not drivable
Free hire vehicle cover if you are not at fault in the accident up to $100 per day and $1500 in total
Brand new vehicle provided if yours is a total loss within up to 2 years of first being registered from new
Personal Property in your vehicle is covered up to $750
All reasonable towing and storage costs paid for your vehicle after an accident
Up to $500 for emergency travel or accommodation after a theft, accident or malicious damage to your vehicle
Option to protect your valuable maximum no claims bonus
Option to waive the excess on the first windscreen claim per year
Lifetime guarantee on repairs after a claim whilst you still own the vehicle
$5,000 damage cover if your vehicle is insured for third party property damage and is damaged by an uninsured party who is at fault
|Taxi fare following an accident of up to $100|
|Baby capsule cover up to $500|
|Cover for Tools and Spare Parts up to $250|
|$5000 Death Benefit following a motor vehicle accident|
|Replacement vehicle keys and locks up to $1000|
|Restricted driver discount for drivers over 30|
|Accessories cover for up to 5% of the market value or up to $2000, whichever is the lesser|
Motor insurance options
Option 1: Comprehensive market value
In the event of a total loss of your vehicle, you will be paid the market value of your vehicle as calculated at the time of the loss or damage, deducting any excesses that apply to your policy. You don’t lose your ‘No Claims Bonus’ for any windscreen or window glass claim you make.
Option 2: Comprehensive agreed value
In the event of a total loss, you will receive the amount that Vero agreed to insure your vehicle for, deducting any excesses that apply to your policy. You do not lose your No Claims Bonus for any windscreen or window glass claim you make.
Option 3: Third party property damage
This cover protects against liability for loss or damage to other people's property and death or bodily injury caused to other people up to $20 million. This will apply only where the legal liability is not covered by the statutory compulsory insurance or motor car accident compensation scheme in your State or Territory.
Option 4: Third party property damage, plus fire & theft
This provides the same cover as third party property damage plus additional cover for fire damage, theft and attempted theft of your vehicle up to $5,000. This cover is only available if the market value of your vehicle is under $5,000.
For you to obtain a quote:
- We ask you to select the amount of cover you require.
- We ask you to provide details about your car.
- Based on your choice of cover, we will ask for some further details.
- Your premium is calculated based on the summary of your details and the features of the cover you have selected.
We can insure your car online if:
- it is in good repair
- it is for private use
But not if:
- your car has any business use, or
- your car is modified or has non standard accessories, or
- your car has not been insured in the last 30 days, or
- any of the drivers have lost their licence in the last five years, or
- any of the drivers made two or more of any at fault, fire, malicious damage or theft claims in the last five years
In which case you should call us as we may still be able to help.