Car Insurance

 

Select from the competitive motor vehicle insurance options below:

 

Quote and apply online 

 

Features and benefits

Benefits 

  

No extra charge to pay monthly 

Yes 

Choice of market value or agreed value 

Yes 

Choice of who repairs your vehicle 

Yes 

Cost of reasonable transportation costs to pick up your vehicle from the repairer 

Yes 

$100 per day and $1500 in total to hire a vehicle if your vehicle is stolen 

Yes 

You keep the hire vehicle to the maximum benefit if your stolen vehicle is recovered and is not drivable 

Yes 

Free hire vehicle cover if you are not at fault in the accident up to $100 per day and $1500 in total 

Yes 

Brand new vehicle provided if yours is a total loss within up to 2 years of first being registered from new 

Yes 

Personal Property in your vehicle is covered up to $750 

Yes 

All reasonable towing and storage costs paid for your vehicle after an accident 

Yes 

Up to $500 for emergency travel or accommodation after a theft, accident or malicious damage to your vehicle 

Yes 

Option to protect your valuable maximum no claims bonus 

Yes 

Option to waive the excess on the first windscreen claim per year 

Yes 

Lifetime guarantee on repairs after a claim whilst you still own the vehicle 

Yes 

$5,000 damage cover if your vehicle is insured for third party property damage and is damaged by an uninsured party who is at fault 

Yes 

Taxi fare following an accident of up to $100

 Yes 

Baby capsule cover up to $500

 Yes 

Cover for Tools and Spare Parts up to $250

 Yes 

$5000 Death Benefit following a motor vehicle accident

 Yes 

Replacement vehicle keys and locks up to $1000

 Yes 

Restricted driver discount for drivers over 30

 Yes 

Accessories cover for up to 5% of the market value or up to $2000, whichever is the lesser

 Yes 

 

Motor insurance options

Option 1: Comprehensive market value

In the event of a total loss of your vehicle, you will be paid the market value of your vehicle as calculated at the time of the loss or damage, deducting any excesses that apply to your policy. You don’t lose your ‘No Claims Bonus’ for any windscreen or window glass claim you make.

 

Option 2: Comprehensive agreed value

In the event of a total loss, you will receive the amount that Vero agreed to insure your vehicle for, deducting any excesses that apply to your policy. You do not lose your No Claims Bonus for any windscreen or window glass claim you make.

 

Option 3: Third party property damage

This cover protects against liability for loss or damage to other people's property and death or bodily injury caused to other people up to $20 million. This will apply only where the legal liability is not covered by the statutory compulsory insurance or motor car accident compensation scheme in your State or Territory.

 

Option 4: Third party property damage, plus fire & theft

This provides the same cover as third party property damage plus additional cover for fire damage, theft and attempted theft of your vehicle up to $5,000. This cover is only available if the market value of your vehicle is under $5,000.




How to apply

For you to obtain a quote:

  1. We ask you to select the amount of cover you require.
  2. We ask you to provide details about your car.
  3. Based on your choice of cover, we will ask for some further details.
  4. Your premium is calculated based on the summary of your details and the features of the cover you have selected.

Quote and apply online 

 

We can insure your car online if:

  • it is in good repair
  • it is for private use

 But not if:

  • your car has any business use, or
  • your car is modified or has non standard accessories, or
  • your car has not been insured in the last 30 days, or
  • any of the drivers have lost their licence in the last five years, or
  • any of the drivers made two or more of any at fault, fire, malicious damage or theft claims in the last five years 

In which case you should call us on 1800 675 511, as we may still be able to help. 

 

Important information