Compare personal loan features

Use this handy table to compare the features of our personal loan products.

 

For Line of Credit or other home loan products view our home loan comparison table


Account features 

Personal Loan 

Enquire 

Personal Overdraft 

Enquire 

Car Loan  

Enquire 

 

Unsecured 

 Mortgage Secured  

 Unsecured 

 Mortgage Secured 

Secured

Variable interest rate option

 

 

 

 

 

Fixed interest rate option

 

 

No 

No 

 

Security

Nil or personal guarantee

Residential property

Nil or personal guarantee

Residential property

Vehicle

Minimum loan term

1 year

1 year

None

None

1 year

Maximum loan term

7 years

7 years

None

None

7 years

Minimum loan amount

$3,000

$3,000

None

None

$5,000

Application fee

$150

$195

$150

$495

$195

Ongoing fees

$7.50 per month

$7.50 per month

Linked to 

Reverse Charges Account™ 

fees

Linked to

Reverse Charges Account™ 

 fees

$7.50 per month

Extra repayments

* 

* 

* 

* 

* 

Early payout

 

 

 

* 

* 

Loan available in Package

View the features and benefits available as part of the Home Loan Privileges Package 

Internet Banking access# 

 

 

 

 

 


*Government fees and charges may apply.

 

#Internet Banking and EasyPhone Banking access excludes withdrawal transfers and BPAY payments.