Compare personal loan features

If you're looking to buy a car, borrow for a purchase or holiday or to consolidate your loans, use this handy table to compare personal loans and car loan features at BOQ. 

 

Personal loan comparison rates can be found here.


Account features 

Car Loan  

Enquire  

Personal Loan 

Enquire 

Personal Overdraft 

Enquire 

 

 

Secured 

Unsecured 

 Mortgage Secured  

 Unsecured 

 Mortgage Secured 

Variable interest rate option

 

 

 

 

 

Fixed interest rate option

 

 

 

No 

No 

Security

Vehicle

Nil or personal guarantee

Residential property

Nil or personal guarantee

Residential property

Minimum loan term

1 year

1 year

1 year

Repayable on demand at any time

Repayable on demand at any time

Maximum loan term

7 years

7 years

7 years

Repayable on demand at any time

Repayable on demand at any time

Minimum loan amount

$5,000

$3,000

$3,000

$3,000

$5,000

Application fee

$195

$150

$195

$150

$495

Ongoing fees

$7.50 per month

$7.50 per month

$7.50 per month

Linked to 

Reverse Charges Account™ 

fees

Linked to

Reverse Charges Account™ 

 fees

Extra repayments

* 

* 

* 

* 

* 

Early payout

* 

 

 

 

* 

Loan available in Package

View the features and benefits available as part of the Home Loan Privileges Package 

Internet Banking# 

 

 

 

 

 


*Government fees and charges may apply.

 

#Internet Banking and EasyPhone Banking access excludes withdrawal transfers and BPAY payments.