Compare Savings Account

 

Use this handy table to compare the features of our various personal savings and investment accounts.


 

Account 

BOQ Superannuation Savings   Account   

WebSavings Account® 

Bonus Interest Savings Account 

Term Deposits - Premier Investment 

Bank of Queensland Bonds 

Eligibility 

Self Managed Superannuation Funds only

Personal customers only (excluding Self Managed Super Funds)

Personal customers only

(excluding Self Managed Super Funds)

Personal and  business customers

(including Self Managed Super Funds)

Personal and business customers

(including Self Managed Super Funds)

 

 

Apply 

Apply 

Apply 

 

Interest 

 

 

 

 

 

Calculated daily

Yes*Yes*YesYesYes

Paid monthly

Yes*Yes*YesYes

 

Paid quarterly

 

 

    

  

Yes

Paid on maturity or annually

        

 

    

YesYes

Bonus interest paid

 

 

Yes

  

  

Reinvested

YesYesYesYes

  

Paid to another Bank of Queensland account

 

 

    

YesYes

Minimum opening deposit

$1

$1

$1

$1,000

$5,000

Minimum balance

$1

$1

$1

$1,000

$5,000

Additional deposits

YesYesYesYes 

During renewal grace period only

 

Withdrawals 

 

 

 

 

 

Allowed

Yes 
YesYesYes 

During renewal grace period only

 

Interest adjustment on early withdrawal

 

 

     

Yes 

Account closure required if withdraw during investment term

 

Account access 

 

 

 

 

 

In-branch

YesYesYesYes

 

Cheque book

 

 

 

 

 

Bank of Queensland ATM

 

 

Yes

 

 

EFTPOS

 

 

Yes

 

 

Bank@Post

 

 

Yes

 

 

Non-Bank of Queensland ATM

 

 

Yes

 

  

Telegraphic transfersYesYes
Transfer ordersYes
Internet BankingYesYesYesYes 

enquiries only

 

Periodical Payments