Home and Contents Insurance
Protect your most valuable asset
You've worked hard for your home, so it's important to protect it. With automatic inclusion for loss or damage caused by flood, theft or fire, we have you covered.
A house isn't a home without your belongings, which is why it's important to consider contents insurance too. For that extra peace of mind, you can also choose coverage for valuable items including mobile phones, jewellery, sunglasses and more.
Help protect your home and you'll be helping sick kids
This July BOQ is raising funds for medical equipment and research through Children's Hospital Foundations Australia. And just for arranging your Home, Landlord or Contents insurance through BOQ between July 1 and July 31, we will make a donation to BOQ's Banking on our Kids appeal of up to $100 on your behalf.
Discounts may apply:
- 5% discount if you combine your home and contents insurance in a single policy
- 20% discount if you are over 55 and no longer work full time
Choose your home and contents insurance coverage
Covers your house, any fixtures or home improvements including garages against the following insured events: damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion.
New for old replacement cover for your furniture, furnishings, household goods, electrical appliances, clothing and personal belongings against the insured events above.
Covers you anywhere in Australia and New Zealand for loss or accidental damage to your valuables and personal possessions, such as jewellery, watches, cameras, mobile phones and some sporting equipment.
Secure™ Home Elite provides cover for accidental loss or damage, in addition to coverage for your home and contents insurance.
What you're insured for
Vero Home Extra
Vero Home Elite
No extra premium charge to pay monthly
Reasonable costs for rebuilding and related expenses such as demolition, removing debris, and architect fees up to 10% of the sum insured
Accidental breakage of glass
Provide new-for-old cover on all contents
Electrical motor burnout cover
Food and medication spoilage up to $1,000
Home office equipment cover up to $10,000
Fatal injury compensation of $10,000
Vet costs for pets injured in road accident up to $500
Cover for visitors’ contents up to $750
Optional loss or damage cover for valuable items such as mobile phones, jewellery, sunglasses anywhere in Australia and New Zealand
Automatic loss or damage cover for valuable items such as mobile phones, jewellery, sunglasses anywhere in Australia and New Zealand (limits apply)
Accidental loss or damage cover for all your contents
Public liability cover of up to $20 million
1 Other bank fees and charges may apply
2 Can be included as an optional cover
Getting a quote online
To obtain your home and contents insurance quote:
- Click the "Quote & apply online" button below
- Select the amount of cover you require
- Based on your choice of cover, we will ask for some further details
- Your premium is calculated based on the summary of your details and the features of the cover you have selected.