Home and Contents Insurance

Our home and contents insurance is packed with features, and we think you’ll love it. Just to be sure you can get the right cover, we have two great levels of insurance – Home Extra and Home Elite. They both cover the really important things that we think are essential – floods, reasonable home rebuilding costs, accidental breakage of glass, new-for-old cover on all contents, visitors’ contents (up to $750) and all the other bits and pieces you’d expect of home and contents insurance.

Vero Home Elite gives you a little bit more though, automatically covering valuable items like mobile phones, jewellery, sunglasses and more. It also covers your contents for accidental loss or damage.

Best of all, we’ll give you a discount of 5% if you combine your building and contents cover on a single policy and we’ll give you a discount of 20% if you’re over 55 and no longer working full time. That’s great home and contents insurance.

 

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Features and benefits

Benefit 

Vero Home Extra 

Vero Home Elite 

No extra premium charge to pay monthly (other bank fees and charges may apply)

 

 

Flood cover

 

 

Cover reasonable costs for rebuilding and related expenses such as demolition, removing debris, and architect fees up to 10% of the sum insured

 

 

Accidental breakage of glass

 

 

Provide new-for-old cover on all contents

 

* 

Electrical motor burnout cover

 

 

Food and medication spoilage up to $1,000

 

 

Home office equipment cover up to $10,000

 

 

Fatal injury compensation of $10,000

 

 

Vet costs for pets injured in road accident up to $500

 

 

Cover for visitors’ contents up to $750

 

 

Option to cover valuable items such as mobile phones, jewellery, sunglasses covered for loss or damage anywhere in Australia and New Zealand

 

 

Valuable items such as mobile phones, jewellery, sunglasses etc automatically covered anywhere in Australia and New Zealand for loss or damage (limits apply)

No # 

 

Accidental loss or damage cover for all your contents

No 

 

Automatically included with your policy is coverage of up to $20 million for public liability

 

 

If you choose to combine your building and contents cover on a single policy, we will reward you with a discount of 5%

 

 

If you are over 55 and no longer working full time, you are eligible for a discount of 20%

 

 

 

# Can be included as an optional cover

Options

Home insurance - covers your house, any fixtures or home improvements including garages against the following insured events:  damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion. 

 

Contents insurance - new for old replacement cover for your furniture, furnishings, household goods, electrical appliances, clothing and personal belongings against the insured events above.

 

Personal valuables - covers you anywhere in Australia and New Zealand for loss or accidental damage to your valuables and personal possessions, such as jewellery, watches, cameras, mobile phones and some sporting equipment.

 

Elite cover - need accidental damage cover? Secure™ Home Elite Insurance policy has you covered. Secure™ Home Elite provides accidental loss or damage cover for Home, Contents, or both.





How to apply

To obtain a quote, we ask you:

  1. To select the amount of cover you require
  2. Based on your choice of cover, we will ask for some further details
  3. Your premium is calculated based on the summary of your details and the features of the cover you have selected.

 

We can insure your home on-line if:

  • Your home is used for domestic purposes only 
  • Your home is in good condition and well maintained 
  • Your home is not under construction 
  • Your home is not occupied by 5 or more unrelated persons
  • Your home is currently occupied 
  • But not if your home is over 100 years old, in which case you should call us as we may still be able to help.

 

Important information

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Disclaimer

*The 10% discount applies to the first year’s premium for Home, Landlord and Motor policies purchased between 13 of June 2016 and 31 July 2016. This offer is available for new insurance policies only. If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Conditions and Exclusions Apply. Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance (Vero). The content of this material may contain general advice. This material has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before making any decision about whether to acquire or continue to hold these products. PDSs and FSGs can be obtained from any Bank of Queensland Limited ABN 32 009 656 740 (BOQ) branch. Neither BOQ nor any of its related companies guarantee the benefits payable under the insurance. All benefits are payable solely by the insurer. BOQ will receive a commission for insurance arranged, details of which are set out in the relevant FSG. You may take out these types of insurance with any insurer of your choice. All cover is subject to acceptance by the insurer.