Home and Contents Insurance

Protect your most valuable asset

You've worked hard for your home, so it's important to protect it.  With automatic inclusion for loss or damage caused by flood, theft or fire, we have you covered. 


A house isn't a home without your belongings, which is why it's important to consider contents insurance too. For that extra peace of mind, you can  also choose coverage for valuable items including mobile phones, jewellery, sunglasses and more. 


Discounts may apply:

  • 5% discount if you combine your home and contents insurance in a single policy
  • 20% discount if you are over 55 and no longer work full time


Apply now

Choose your home and contents insurance coverage

Home insurance

Covers your house, any fixtures or home improvements including garages against the following insured events:  damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion. 


Contents insurance

New for old replacement cover for your furniture, furnishings, household goods, electrical appliances, clothing and personal belongings against the insured events above.


Personal valuables

Covers you anywhere in Australia and New Zealand for loss or accidental damage to your valuables and personal possessions, such as jewellery, watches, cameras, mobile phones and some sporting equipment.


Accidental damage 

Secure™ Home Elite provides cover for accidental loss or damage, in addition to coverage for your home and contents insurance.


What you're insured for


Vero Home Extra 

Vero Home Elite 

No extra premium charge to pay monthly



Flood cover



Reasonable costs for rebuilding and related expenses such as demolition, removing debris, and architect fees up to 10% of the sum insured



Accidental breakage of glass



Provide new-for-old cover on all contents



Electrical motor burnout cover



Food and medication spoilage up to $1,000



Home office equipment cover up to $10,000



Fatal injury compensation of $10,000



Vet costs for pets injured in road accident up to $500



Cover for visitors’ contents up to $750



Optional loss or damage cover for valuable items such as mobile phones, jewellery, sunglasses anywhere in Australia and New Zealand



Automatic loss or damage cover for valuable items such as mobile phones, jewellery, sunglasses  anywhere in Australia and New Zealand (limits apply)



Accidental loss or damage cover for all your contents



Public liability cover of up to $20 million



1 Other bank fees and charges may apply

Can be included as an optional cover

Getting a quote online

To obtain your home and contents insurance quote:

  1. Click the "Quote & apply online" button below
  2. Select the amount of cover you require
  3. Based on your choice of cover, we will ask for some further details
  4. Your premium is calculated based on the summary of your details and the features of the cover you have selected.


Important information