Compare Home Loans

 

 

Use this handy table to compare the features and benefits of our home loan products. Our home loan and mortgage interest rates can be viewed here.


Account features 

  Economy Variable Home Loan4  

  Clear Path Variable Rate Home Loan4  

Fixed Rate Home Loan 

Home Loan Privileges Package 

 

Enquire 

Enquire 

Enquire 

Enquire 

Low Doc Option

No

No

Yes

No

Interest charged

Monthly in arrears

Monthly in arrears

Monthly in arrears

View the benefits of this home loan package.

 

Interest rate

Variable

Variable

Fixed for 1-5 years3 

Interest only option 

No 

Yes2 

Yes2 

Minimum loan amount (owner -Occupied)

No minimum

No minimum

No minimum

Maximum loan amount (Principal and Interest)

80% of property value for Owner Occupied and Investment

95% of property value for Owner Occupied 

 

90% of property value for Investment1 

95% of property value for Owner Occupied 

 

90% of property value for Investment1 

 

Maximum loan amount (Interest Only)

N/A

80% of property value for Owner Occupied and Investment2 

 

 

80% of property value for Owner Occupied and Investment2 

 

 

Minimum loan term

1 year

No minimum

Fixed term

Maximum interest only term

5 years

5 years

Fixed term

Maximum loan term

30 years

30 years

30 years

Repayment type

Principal and interest

Principal and interest

Interest only2 

Principal and interest

Interest only2 

Repayment frequency

Weekly, fortnightly, monthly

Weekly, fortnightly, monthly

Weekly, fortnightly, monthly

Additional repayments

Yes - unlimited

Yes - unlimited

Yes – up to $5,000 annually

Redraw (application form PDF 398KB)

$100

$100

No

Mortgage Offset facility 

No

Yes personal customers only

Yes personal customers on 1 year fixed rate term only

ATM Access

NoNoNo

Internet Banking 

YesYesYes

1 Lender's mortgage insurance is required if the amount borrowed is more than 80% of the valuation of the security property.

2Interest only repayments are subject to approval. Maximum five years.

3At the conclusion of the fixed rate period, the loan converts to the Standard Variable Housing Loan Rate.

 

4 Available for new lending only.

 

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