BOQ Home Loans


Move your home loan to BOQ and you can Bank on Better.

Whether you're an owner-occupier or a property investor, we'll look to beat your existing variable rate home loan from one of the Big 4 banks. If we can't, we'll give you $5,000.

All you need to be eligible is:

  • A Minimum loan value of $150,000
  • A loan to value ratio of less than or equal to 80%
  • Be paying principle and interest
  • Refinancing an existing variable rate from one of the big 4 banks
  • A big 4 home loan product that is equivalent to a BOQ home loan product

Let us prove it.

Click here for full terms and conditions.


Whether you're buying your first home, next home, an investment property or refinancing your home loan, BOQ can help you achieve your goals.


Make your home ownership dreams a reality with our range of home loan options - whether it's with low interest rates, fixed rate home loans or flexible repayment options.


View our home loan interest rates 


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Our Types of Home Loans1


Clear Path Variable Home Loan2

Fully Featured, No Application Fee

With a low variable interest rate, flexible repayments, free redraw and mortgage offset - there's no surprise that this is your favourite home loan! 


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Fixed Rate Home Loan

Know Your Repayments 

Protect yourself against possible interest rate rises, with the comfort of knowing exactly what your home loan repayments will be for the next 1 to 5 years.


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Home Loan Privileges Package3 

A Complete Home Loan & Banking Package

Combine your home loan with your everyday banking and enjoy discounted interest rates and savings.


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Economy Home Loan

Our Lowest Interest Rate 

If all you're looking for is a low interest rate without all the extras, then our Economy Variable Rate Home Loan is for you.


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Line of Credit Facility

Access Credit When You Need It

Have access to an instant line of credit of $25,000 or more, so you can take advantage of investment opportunities when they arise. 


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View more home loan options 

Home loan calculators and tools



How to apply