Clear Path Variable Rate Home Loan
Our most popular low rate loan with features that you'll love
If you're looking for a fully featured, cheap home loan* with a low rate, our Clear Path Variable Rate Home Loan is for you! With a low interest rate, free redraw, mortgage offset and flexible repayments, there's no surprise that this is our most popular home loan. With no application fee, we know you'll love it!
How to apply
Home Loan Interest Rates
Interest rate %
|Owner occupier - Principal and Interest
|Owner occupier - Interest Only
|Investment - Principal and Interest
|Investment - Interest Only
No application fee
Borrow up to 95% of the property value2 (Principal and Interest Lending) or 80% of the property value (Interest Only Lending) for Owner Occupiers
Borrow up to 90% of the property value2 (Principal and Interest Lending) or 80% of the property value (Interest Only Lending) for Investors
One free valuation
100% mortgage offset account1
Flexible repayment options - weekly, fortnightly, monthly
Mortgage top up
Available for all loan amounts
Available for construction loans. During the construction period the applicable interest rate will be the Interest Only Rate.
Fees and Charges
||One free per application3
Available for owner occupiers, investment, individuals, companies and trusts (not available for self-managed super funds). New lending only.
Not sure this is the home loan for you? Check out our other great home loans..
Home loan calculators and tools
How to apply
Please download and view our terms and conditions and information below:
- 100% Mortgage Offset available for personal customers only.
- Lender's mortgage insurance required if the amount borrowed is more than 80% of the valuation of the security property. Applies to both owner-occupied and investment loans.
- One free residential valuation per Clear Path loan application.
- Payable per settlement where applicable.