Clear Path Line of Credit

Access a personal line of credit when you need it

Our Clear Path Line of Credit is a flexible loan where you can draw on your available line of credit as often as you like, without having to reapply. It can be a great way of using your home equity for home renovations, investment, holidays or even as a piece of mind for emergencies. You can pay it back anytime, and you'll only pay interest on the amount you take out. 

 

We think you'll love having a personal line of credit, which is why we offer a low line of credit interest rate with no application fee. 

 

Features and benefits

Yes An ongoing facility with a fixed credit limit

Yes $25,000 minimum loan amount 

Yes Flexible repayment options - pay any amount

Yes Make unlimited additional repayments anytime

Yes Borrow up to 80% of your property value (owner occupiers and investment)

Yes Full account access via ATM, EFTPOS, Internet Banking

How to apply

Line of Credit Interest Rates

  Borrower 

Interest rate % 

p.a. 

Comparison rate 

% p.a.^ 

Owner occupier 4.80 n/a
Investment      5.24 n/a

Fees

Application Fee $0
Monthly Fee $10
Valuation Fee One free per application1
Settlement Fee    $150

 

  1. One free residential valuation per Clear Path loan application.
  2. Payable per settlement where applicable.

 

 

Home loan calculators and tools

 

 

How to apply

Important Information

Available for owner occupier housing, investment housing, personal investment, individuals, companies and trusts (not available for self-managed super funds). New lending only.

Please download and view our terms and conditions and information below: