• Low Rate Visa Credit Card


    A low rate credit card that offers a great rate on purchases and up to 55 interest free days.


    Apply online now 


    Features and benefits

    Take out a BOQ Low Rate Visa Card before 31 August 2016 and you’ll receive:

    0% p.a. on balances transferred for a period up to 12 months. * Balances transferred up to 80% of your credit limit and will revert to the cash advance rate thereafter.

    Low interest rate and a Low annual card fee

    • Up to 55 days interest-free on purchases
    • Purchases online, by phone or in person with Visa - accepted worldwide
    • Pay bills with BPAY
    • Internet Banking and EasyPhone Banking access
    • You can request automatic credit card repayments with Easi-Pay


    Transfer and save immediately

    Don’t be content paying high interest rates. If you currently have a credit card or store card elsewhere, you can easily transfer the outstanding balance to a Low Rate Credit Card and start saving right away.

    Interest rates and fees

    Interest rates are located on the Today's Rates page. 

    Click on the link to find Credit Card Fees and Charges Guide (PDF 412KB).

    How to apply

    Use the Apply Online Now button to begin your Low Rate Visa Credit Card application online.

    Apply online now 

    If you have saved your application and wish to complete it, click the Load Saved Application button.

    Load saved application 

    For customers who have completed an application and wish to submit documents, please use Document Upload.

    Document upload 

    If you have completed an application and wish to know the application status, see Application Status.

    Application status 


    Important information

    Please view the terms and conditions listed on the Terms and Conditions page.