Credit cards

Everyone’s lifestyle and financial needs are different. That’s why we offer a range of credit cards; from a credit card with ridiculously low rates, a credit card that gives you great rewards, to a premium credit card. Each credit card offers specific features and benefits.

Whether it’s for weekly groceries or if you only need a card for reservations, we have a credit card for you.

Gold MasterCard

The premium card with higher spending limits and comprehensive travel insurance, Bank of Queensland Gold MasterCard puts more benefits within your reach.

Low Rate Visa Card

A low rate card that’s always low and unlike many advertised rates, it won’t leap after a short introductory period. It also offers up to 55 days interest-free.

Interest-Free Days Visa Card

If you use your credit card regularly for purchases or to manage your cash flow, then you’ll appreciate having up to 55 days interest-free and free membership to Q Rewards® with your Bank of Queensland credit card.

No Interest-Free Days Visa Card

This is a great credit card for emergencies and peace of mind. It is also handy for one-off items such as car rentals or hotel reservations.

Special package cards

Find out the benefits of having your credit card through a Home Loan Privileges Package.

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Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards).  Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch.  Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.

Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.

© Bank of Queensland Limited ABN 32 009 656 740