Margin Lending

With a Bank of Queensland Margin Loan, it's easy for you to start building your wealth today. A Bank of Queensland Margin Loan is simply a line of credit to buy shares and units in managed funds, with the only security required for the loan is the portfolio itself. You can choose to create a new investment portfolio with a Bank of Queensland Margin Loan or leverage an existing portfolio - both of which may help you meet your financial goals sooner.

The loan allows you to borrow between 40% and 80% of the value of the approved shares and managed funds. This is called the Loan-to-Value Ratio (LVR) which is assigned to each share and managed fund that you would like to invest in. By combining your own equity with the power of a Margin Loan, you can build a larger portfolio sooner.

With a Bank of Queensland Margin Loan you can:

  • have more money working for you sooner
  • be able to diversify your investments
  • unlock your capital without selling your existing assets so you avoid creating a capital gain.

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Macquarie Bank Limited ABN 46 008 583 542 ("the Lender") is the lender under the Bank of Queensland Margin Loan. Bank of Queensland Limited ABN 32 009 656 740 ("Bank of Queensland") does not guarantee or otherwise support the Lender's obligations under the Bank of Queensland Margin Loan and Security Agreement. Bank of Queensland distributes the Bank of Queensland Margin Loan under an agreement with the Lender. Accordingly, references to "Margin Lending", "we", "us" and "our" may, depending on the context, be references to the Lender. Further details on the Lender's role is set out in the Bank of Queensland Loan and Security Agreement.

*Fees charged to corporate and trust borrowers include a Trust deed vetting fee, a company charge for new applicant lodgement fee and a release fee for account closure. Please note that normal government statutory charges will be levied, including any stamp duty. Further details on applicable fees and charges is set out in the Bank of Queensland Loan and Security Agreement.

The information in this web page has been prepared for general information only, and is not intended as a substitute for financial or other professional advice. It has not been prepared with reference to the investment needs, objectives or financial situation of any particular person, and shouldn't be relied on as such. Potential investors should seek professional legal, financial and taxation advice on the implication of investing to their own particular circumstance. Full terms and conditions are set out in the Bank of Queensland Margin Loan and Security Agreement. Fees and charges, and government taxes and charges, are payable.

© Bank of Queensland Limited ABN 32 009 656 740