With a Bank of Queensland Margin Loan, it's easy for you to start building your wealth today. A Bank of Queensland Margin Loan is simply a line of credit to buy shares and units in managed funds, with the only security required for the loan is the portfolio itself. You can choose to create a new investment portfolio with a Bank of Queensland Margin Loan or leverage an existing portfolio - both of which may help you meet your financial goals sooner.
The loan allows you to borrow between 40% and 80% of the value of the approved shares and managed funds. This is called the Loan-to-Value Ratio (LVR) which is assigned to each share and managed fund that you would like to invest in. By combining your own equity with the power of a Margin Loan, you can build a larger portfolio sooner.
With a Bank of Queensland Margin Loan you can:
- have more money working for you sooner
- be able to diversify your investments
- unlock your capital without selling your existing assets so you avoid creating a capital gain.