Personal Loan

Enhance your lifestyle with a personal loan that matches it. We've designed our range of Lifestyle Personal Loans to fit your needs.

 

You can borrow from $3,000 for any worthwhile personal purchase plus the options of fixed or variable interest rates, unsecured or mortgage-secured.

How to apply

 

Features and benefits

 

Personal Loans 

 

Unsecured 

Mortgage Secured 

Minimum loan amount

$3,000

$5,000

Maximum loan amount

$40,000

$50,000

Application fee

$150

$195

Monthly maintenance fee

$7.50*

Minimum loan term

1 year

Maximum loan term

7 years

Variable interest rate option

Yes - make unlimited additional repayments any time and pay off your loan sooner.

Fixed interest rate option

Yes – your set repayment amount is determined at the start of the loan

Security

Nil or personal guarantee

Residential property

Extra repayments

Yes, without extra fees

Early payout

Yes, no fees apply

Repayments

Weekly

Fortnightly

Monthly

Internet Banking

Yes

EasyPhone Banking

Yes

Government fees and charges and Bank release fees may apply to release security.
Internet Banking and EasyPhone Banking access excludes withdrawal transfers and BPAY payments.


Interest rates

Unsecured Personal Loan rates and Secured Personal Loan rates are available on the Today's rates page.

 


Fees and charges

 

Personal Loans 

 

Unsecured 

Mortgage Secured 

Monthly maintenance fee

$7.50*

$7.50*

Application fee

$150

$195

* this fee is applied to new loans from 1 September, 2008.

 

Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any branch of Bank of Queensland. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan.


How to apply

 

Important information

Please view the terms and conditions listed below on the Terms and Conditions page:

  • Personal Banking Guide to Fees and Charges
  • Personal Lending Supplementary Terms and Conditions