Blue No Annual Fee Visa Credit Card
Blue No Annual Fee Visa Card is the perfect card for those unforeseen expenses. There are no interest free days on retail purchases, however the card is ideal for those wanting peace of mind without the annual fee and free membership to the Q Rewards® program.
Features and benefits
- no annual credit card fee
- no interest-free days on retail purchases
- Q Rewards® program
- competitive interest rate
- purchases online, by phone or in person
- Purchase Cover Insurance* - insurance for purchases for most personal items in the event that these are lost, stolen or damaged within three months of purchase
- pay bills with BPAY
- Internet Banking
- EasyPhone Banking
- Visa accepted worldwide
- you can request automatic credit card repayments with Easi-Pay
And unlike some reward programs offered by others, there is no charge for the benefit of Q Rewards® on your credit card.
Interest rates and fees
Apply for a No Interest-Free Days Visa Card conveniently by applying online via BOQApply.

Alternatively apply by downloading and printing the application form (PDF 95kb), visiting a branch or calling us on 1300 55 72 72. Find out what information we need from you to open an account.

Important information
Please view the terms and conditions on the Terms and Conditions page
*Insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please reer to the Terms and conditions for a full explanation of cover and exclusions.
Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.
Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.