Card Comparison Table

 
           
  Platinum Visa  Gold Visa  Blue Visa  Low Rate Visa 
  Platinum Gold Blue Visa Low Rate Visa
Flexibility  Apply now  Apply now  Apply now  Apply now 
Standard Interest Rate Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page.
Cash Advance Rate Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page.
Interest Free Period Up to 55 days interest free on purchases Up to 55 days interest free on purchases Up to 44 days interest free on purchases Up to 55 days interest free on purchases
Maximum Credit Limit $30,000 $25,000 $7,500 $20,000
Annual Fee $199 $120 $60 $55
Qualification 
Minimum Income Requirement $40,000 $30,000 $25,000 $25,000
Age 18 18 18 18
Privileges 
Personal Concierge Yes  No  No  No 
Extended Warranty Yes  No  No  No 
Rewards 
Complementary Q Rewards Program 2 Q Rewards Points per $1 spent 1 Q Rewards Points per $1 spent 1 Q Rewards Points per $1 spent No 
Platinum Personalised Rewards program Yes  No  No  No 
Take Flight Yes  Yes  Yes  No 
Voucher, Gift Certificates & Merchandise Rewards Yes  Yes  Yes  No 
Cash Back Rewards Yes  Yes  Yes  No 
Security 
Pen or PIN Yes  Yes  Yes  Yes 
Fraudshield Yes  Yes  Yes  Yes 
Peace of mind 
Worldwide Acceptance Yes  Yes  Yes  Yes 
24 Hour EasyPhone and Internet Banking Yes  Yes  Yes  Yes 
Purchase Cover Insurance (yearly limit) $200,000 $125,000 $50,000 No 
Emergency Card Replacement within 24 hours (Australia) Yes  Yes  Yes  Yes 
Complementary International Travel Insurance Yes  Yes  No  No 
  Apply now  Apply now  Apply now  Apply now 
View all credit cards Choose the right card for you Compare credit card rates  

 

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words 'we', 'us' or 'our' will generally be read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.