Compare credit card features

Use this handy table to compare the various credit card features.


Account features and benefits

Platinum Visa

Gold Visa 

 Blue Visa  

Blue No Annual Fee Visa 

 Low Rate Visa 

 

Interest-free days on purchases

 Yes

Up to 55 days on credit purchases

 Yes

Up to 55 days on credit purchases

Yes

Up to 55 days on credit purchases

No

 

 Yes

Up to 55 days on credit purchases

Annual account fee

$199

$120

$55

$Nil

$55

Credit Card available as part of Package

N/A

View the features and benefits available as part of the Home Loan Privileges Package

N/A

N/A

Q Rewards® Points

2 per $1

1.75 per $1

1.5 per

$1

1.5 per $1

N/A

Free rewards program

Yes

Yes

Yes

Yes 

No

 

Balance transfers (PDF 34kb)

 Yes

Yes

Yes

 Yes

Yes

Free additional card (up to 4 per account) 

Yes

Yes

Yes

 Yes

 

Yes

Free domestic card replacement for lost/stolen cards

 Yes

Yes

Yes

 Yes

Yes

Worldwide acceptance (Visa or Mastercard)

Yes

Yes

Yes

Yes

Yes

ATM access – worldwide (Visa or MasterCard)

 Yes

Yes

Yes

Yes 

Yes

EFTPOS access – worldwide 

Yes

Yes

Yes

Yes

Yes

Purchase Insurance Cover*

Yes

Yes

Yes

Yes

No

Extended Warranty*

Yes

No

No

No

No

International Travel Insurance*

Yes

Yes

No

No

No

Easi-Pay (automatic repayment facility)

 Yes

Yes

Yes

Yes

Yes

Internet Banking access

Yes

Yes

Yes

 

Yes

 

Yes

EasyPhone Banking access

Yes 

Yes

Yes

Yes 

Yes

Branch access

 

Yes

Yes

Yes

Yes

 

Yes

BPAY® payment facility

Yes

 

Yes

Yes

 

 Yes

Yes

Card services – lost/stolen reporting 24 x 7

 Yes

Yes

 Yes

 Yes

Yes

Card services – enquiries

1300 55 72 72

 No

 

 No

 Yes

 

 Yes

 Yes

Priority 24 hour service – enquiries

1300 72 31 34

 Yes

  

Yes

No

 No

No

 



*This insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL 232507) 5 Blue Street, North Sydney 2060 and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions. 

Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards).  Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch.  Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch. 

Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.