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| Select All |
Platinum |
Gold |
Blue Visa |
Low Rate Visa |
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Platinum |
Gold |
Blue Visa |
Low Rate Visa |
| Flexibility |
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| Special Offer |
1.9% p.a. for 6 months on balance transfers* Cash advance rate after 6 months |
1.9% p.a. for 6 months on balance transfers* Cash advance rate after 6 months
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1.9% p.a. for 6 months on balance transfers* Cash advance rate after 6 months |
1.9% p.a. for 6 months on balance transfers* Cash advance rate after 6 months |
| Standard Interest Rate |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
| Cash Advance Rate |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
Interest rates are available on theToday's Ratespage. |
| Interest Free Period |
Up to 55 days interest free on purchases |
Up to 55 days interest free on purchases |
Up to 44 days interest free on purchases |
Up to 55 days interest free on purchases |
| Maximum Credit Limit |
$30,000 |
$25,000 |
$7,500 |
$20,000 |
| Annual Fee |
$99 for the life of the card (normally $199)+ |
$120 |
$60 |
$55 |
| Additional Card Fee |
Up to 4 free |
$15 |
$15 |
$15 |
| Qualification |
| Minimum Income Requirement |
$35,000 |
$30,000 |
$25,000 |
$25,000 |
| Age |
18 |
18 |
18 |
18 |
| Privileges |
| Personal Concierge |
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| Extended Warranty^ |
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| Rewards |
| Complementary Q Rewards Program |
2 Q Rewards Points per $1 spent |
1 Q Rewards Point per $1 spent |
1 Q Rewards Point per $1 spent |
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| Platinum Personalised Rewards program |
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| Take Flight |
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| Voucher, Gift Certificates & Merchandise Rewards |
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| Cash Back Rewards |
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| Security |
| Pen or PIN |
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| Fraudshield |
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| Peace of mind |
| Worldwide Acceptance |
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| 24 Hour EasyPhone and Internet Banking |
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| Purchase Cover Insurance (yearly limit)^ |
$200,000 |
$125,000 |
$50,000 |
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| Emergency Card Replacement within 24 hours (Australia) |
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| Complimentary International Travel Insurance^ |
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Full product terms and conditions available at boq.com.au.Fees and charges apply. Application subject to Citigroup credit assessment criteria.
Subject to acceptance of your application and upon activation of your card, you will be charged an annual fee which is currently $199 for the Primary BOQ Platinum Visa credit card. For the Low Rate Visa card you will be charged $55 for the primary card and $15 for each supplementary card. For the Gold Visa Card, you will be charged an annual fee of$120. For the Blue Visa Card, you will be charged an annual fee of $55. Allow up to 15 working days to process your Application.
*The promotional rate of 1.9% p.a. applies for six months on balances transferred with this offer. Transferred balances will be repaid first. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you must apply for the BOQ card and balance transfer by 15 April 2012. Approved new customers only. Six month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard credit card rates, for the Low Rate Visa card currently: 13.49% p.a. for retail purchases and 21.49% p.a. for cash advances and for the Blue/Gold/Platinum Visa card currently: 20.74% p.a. for retail purchases and 21.74%p.a. for cash advances. Interest rates are variable and subject to change. Information current as at 16 January 2012.
+ To be eligible for the half price annual fee on the BOQ Platinum Visa card, you must apply for and activate your BOQ Platinum Visa card before 15 April 2012. Subject to your acceptance you will be billed an annual account fee of $99 for the life of the card.
^ This insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL 232507) (Zurich) 5 Blue Street, North Sydney, NSW, 2060 and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions. Insurance is provided under a Master Agreement between Zurich and Citigroup.
Citigroup ABN 88 004 325 080, AFSL No. 238098, ACL No. 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (BOQ)distributes the Credit Cards under an agreement with Citigroup. BOQ does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to BOQ undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.