Card Comparison Table
 Select All   Platinum   Gold   Blue Visa   Blue No Annual Fee   Low Rate Visa 
Platinum Visa Gold Visa Blue Visa Blue No Annual Fee Visa Low Rate Visa
  Platinum Gold Blue Visa Blue No Annual Fee Visa Low Rate Visa
Flexibility Apply now Apply now Apply now Apply now Apply now
Standard Interest Rate Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page.
Cash Advance Rate Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page. Interest rates are available on the Today's Rates page.
Interest Free Period Up to 55 days interest free on purchases Up to 55 days interest free on purchases Up to 55 days interest free on purchases No Free days Up to 55 days interest free on purchases
Maximum Credit Limit $30,000 $25,000 $7,500 $7,500 $20,000
Annual Fee $199 $120 $55 No annual fee $55
Qualification
Minimum Income Requirement $50,000 $35,000 $20,000 $20,000 $20,000
Age 18 18 18 18 18
Privileges
Personal Concierge Yes No No No No
Extended Warranty Yes No No No No
Rewards
Complementary Q Rewards Program 2 Q Rewards Points per $1 spent 1.75 Q Rewards Points per $1 spent 1.5 Q Rewards Points per $1 spent 1.5 Q Rewards Points per $1 spent No
Platinum Personalised Rewards program Yes No No No No
Take Flight Yes Yes Yes Yes No
Voucher, Gift Certificates & Merchandise Rewards Yes Yes Yes Yes No
Cash Back Rewards Yes Yes Yes Yes No
Security
Pen or PIN Yes Yes Yes Yes Yes
Fraudshield Yes Yes Yes Yes Yes
Peace of mind
Worldwide Acceptance Yes Yes Yes Yes Yes
24 Hour EasyPhone and Internet Banking Yes Yes Yes Yes Yes
Purchase Cover Insurance (yearly limit) $200,000 $125,000 $50,000 $50,000 No
Emergency Card Replacement within 24 hours (Australia) Yes Yes Yes Yes Yes
Complementary International Travel Insurance Yes Yes No No No
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Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards. The words “we”, “us” or “our” will generally be read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.