Gold Visa Credit Card
The Bank of Queensland Gold Visa Card brings higher spending limits and puts more benefits within your reach.
Features and benefits
- Q Rewards® program points allow you to fly any airline any time^
- 1.75 Points for every dollar spent with Q Rewards®
- International travel insurance* - for everything from medical emergencies to lost luggage or missed flights
- Purchase Cover Insurance* - on most new items you're covered against loss, theft or damage for three months
- Priority 24-hour customer service on a dedicated Gold Visa card enquiries line
- $1,000 daily cash advance limit through ATMs
A rewards program that really flies
Q Rewards® not only gives you 1.75 Points for every dollar spent on your Gold Visa card: you can use your Points to fly on any airline, any time when you book through Take Flight^ - avoiding the frequent disappointment of many other programs.
We've got you covered
International Travel Insurance*
International Travel Insurance automatically covers you and, in most cases, your family, when you buy your travel tickets with your Gold Visa card. You are covered for unexpected travel cancellations, unlimited medical expenses, personal liability and loss and damage to personal items.
Purchase Cover Insurance*
You automatically receive insurance on Gold credit card purchase for most personal items. If these items are lost, stolen or damaged within three months of purchase, we will arrange for them to be repaired, replaced, rebuilt or reinstated, free of charge, anywhere in the world.
Interest rates and fees
Apply for a Gold Visa card conveniently by applying online via BOQApply.

Alternatively apply by downloading and printing the application form (PDF 95kb), visiting a branch or calling us on 1300 55 72 72. Find out what information we need from you to open an account.
Important information
Please view the following Terms and Conditions Terms and Conditions page.
*This insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL 232507) 5 Blue Street, North Sydney 2060 and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
^Take Flight allows you to use your Points towards flights on most major airlines travelling within and from Australia. All travel is subject to availability and confirmation. Bookings must be made through Take Flight. Redemption of Rewards and the Take Flight service are subject to the terms and conditions of the Bank of Queensland Q Rewards® Program
#Subject to approval of your application for a Bank of Queensland Credit Card (Credit Cards). Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Credit Cards. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.
Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.