Platinum Visa Credit Card

Features and benefits

• 1.9% p.a. for 6 months on balances you transfer¹ 

 Save with a low introductory rate of 1.9% p.a. for 6 months on balances transferred, after the 6 month introductory period the rate will revert to the cash advance rate¹  

• 50% off the Annual Fee for the life of the card, only $99²   

• Q Rewards^® program points allow you to fly any airline any time with Take Flight Cashback.^{^} 

• 2 Points for every dollar spent with Q Rewards^® 
• Concierge service - like having your very own personal assistant on hand 24 hours a day.  
• International travel insurance^* - for everything from medical expenses to lost luggage 
• Higher levels of Purchase Cover Insurance^* - on most new items you're covered against loss, theft or damage for three months 
• Extended warranty* - up to one year 
• Priority 24-hour customer service on a dedicated Platinum card enquiries line 
• $1,000 daily cash advance limit through ATMs 

A rewards program that really flies  

Q Rewards^® not only gives you 2 Points for every dollar spent on your Platinum Visa card: you can use your Points to fly on any airline, any time with Take Flight Cashback- avoiding the frequent disappointment of many other programs.^{^} 

We've got you covered  

^{International Travel Insurance*}  

International Travel Insurance automatically covers you and, in most cases, your family, when you buy your travel tickets with your Platinum Visa card.  You are covered for unexpected travel cancellations, unlimited medical expenses, personal liability and loss and damage to personal items.

^{Purchase Cover Insurance*}  

You automatically receive insurance on Platinum Visa card purchases for most personal items.  If these items are lost, stolen or damaged within three months of purchase, we will arrange for them to be repaired, replaced, rebuilt or reinstated, free of charge, anywhere in the world.

^{Extended Warranty Insurance*}  

Receive up to 12 months' additional warranty on Platinum Visa card purchases for most personal items with a manufacturer's warranty of 5 years or less.

^{Interstate Flight Inconvenience Insurance*}   

Interstate Flight Inconvenience Insurance provides up to 14 days cover for trip cancellations, flight delays, rental vehicle excess payments and lost and stolen luggage.

^{Guarantee Pricing Scheme*}  

Receive a refund of up to $500 when an eligible store bought item later goes on sale.   Conditions apply.  

^{Transit Accident Insurance*}   

Transit Accident Insurance provides certain accidental and injury cover for eligible cardholders.  

Interest rates and fees

How to apply

Apply for a Platinum Visa card conveniently by applying online via BOQApply.

Alternatively apply by visiting a branch or calling us on 1300 55 72 72. Find out what information we need from you to open an account. 

Important information 

Please view the following Terms and Conditions  Terms and Conditions page.