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Rewards points

About Q Rewards^®

The Q Rewards^® program offers you a range of exciting rewards from products to travel options, shopping vouchers and bonus points from over 4,000 Bonus Partner outlets.

Get rewarded simply by using your Bank of Queensland credit card (excludes Low Rate Visa Card). When you get your credit card, you’re automatically enrolled in the Q Rewards^® program. And unlike some other reward programs – it's free.

Q Rewards^® offers a range of exciting incentives, including:

Flights – redeemable for all airlines including Virgin Blue, JetStar and Qantas through Flight Points™
Shopping vouchers – redeemable from outlets such as Myer, David Jones, Hoyts and Village Cinemas, Toys R Us, Bunnings Warehouse and Dreamworld
To earn your rewards faster, you're awarded Bonus Partner points when you shop at any of the 4,000 Bonus Partner locations throughout Australia.

What you can do online

You can redeem your Points, check your Points balance, see the latest offers, and from time to time enter competitions to earn more Points or win prizes using the Q Rewards^® website.

Features and benefits

free membership with no joining fee or annual membership fee
$1 spent = 1.5 points, for Interest-Free Days and No Interest-Free Days cards
$1 spent = 2 points, for Gold MasterCard
use points to pay your credit card annual fee or make a payment to your Bank of Queensland credit card or home loan
reward points are not capped – earn as many as you like
reward points plus pay top-up option
you can earn up to six additional points when shopping at Bonus Partner outlets
reward points are redeemable any time via phone and online
reward statements and newsletters are issued quarterly
reward points expire after three years

Citigroup Pt Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Full terms and conditions are available at any Bank of Queensland branch. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.

Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.