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| Begin by telling us some of the features you would like and we'll show you a comparison of BOQ credit cards that meet your requirements. Alternatively, you can view and compare all credit cards. |
| Select your income range |
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| Select the features you require: |
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According toyour selection(s), the following credit card(s) will best meet your requirements. To compare two or more cards simply tickthe boxes of the cards you would like to compare and click 'Compare Cards'
Or you can move straight to Step 3 and learn how to apply by clicking 'Next'.
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Please note, this is general advice only. The information shown in this card selector is indicative and acts as a guide only. We recommmend that you more fully consider whether a credit card is suitable for you by reviewing the Terms and Conditions and Fees and Charges carefully. This selector does not constitute an approval for the credit card. Full Terms and Conditions and Fees and Charges are available here.
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Congratulations on taking the first step towards finding the right credit card for you. Based on your selections, the most appropriate card(s) we have for you are:
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Platinum Visa card |
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Gold Visa card |
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Blue Visa card |
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Low Rate Visa card |
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Applying for a BOQ Credit card is easy. Simply select the credit card you wish to apply for and you will be taken to the online application form. The application process should take less than 10 minutes to complete if you have all your personal information ready. You will receive a response in 60 seconds after submitting the form.
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Information required when applying online
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Your personal & contact details (full name, address, date of birth, email and contact telephone numbers).
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Your primary occupation and your employment status.
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Your current financial position, including your gross annual income, your total monthly income and expenses. If you are self-employed, you'll also need to provide us with your accountant's name, the name of their accounting firm, and their contact phone number.
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If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account is held in; the type of card/account; the card/account number; the amount to be transferred and the issuing organisation's name and address.
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Informed decision making
To apply for a credit card product you must meet the following minimum criteria:
- You are at least 18 years of age
- You have a good credit rating
- You are a permanent Australian resident
- You have a taxable income of at least $25,000p.a for a Low Rate or Blue card, $30,000p.a for a Gold card or $35,000p.a for a Platinum card.
- You have not applied for a BOQ or Citi credit card in the past 9 months or been declined for a BOQ or Citi credit card in the past 3 months
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Check your application status online
| Once you've submitted your online application, you'll receive a confirmation email containing your thirteen (13) digit Application ID, which you can use to check the status of your application online. |
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Speed-up your credit card application
| To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you are self-employed) in advance to ensure they are ready and able to confirm your income details when we call for verification. |
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Other ways to apply
Apply by mail/fax
You'll find a downloadable version of the application form on our Credit Card Applications page under the heading 'Don't have time to apply now?' Simply download and print the application form, complete it, and return it to us via the address or fax number provided on the form.
Apply over the phone
You can apply for any BOQ Credit Card over the phone simply by calling us on 1300 55 72 72. |
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Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards. The words “we”, “us” or “our” will generally be read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.