Cash Management Account
This is an investment opportunity you don’t want to miss. A BOQ Cash Management Account works as a high interest savings account on balances of $20,000 and over, while also giving you the convenience of an everyday transaction account. It’s the high interest account that lets you withdraw funds at any time.
Features and benefits
- a high interest account for balances of $20,000 and over, calculated daily and paid monthly
- easy access to your money with all the features of a regular transaction account – in-branch, ATM, Internet Banking and EasyPhone Banking, EFTPOS, cheque book, BPAY and Bank@Post
- transfer orders are free to any other Bank of Queensland accounts
- free balance enquiries at Bank of Queensland ATMs or from Internet Banking or EasyPhone banking
- regular statements
When you have a minimum monthly balance of $5,000
This high interest savings account attracts no monthly account maintenance fees;
You’ll receive unlimited free:
- Bank of Queensland branch withdrawals
- Bank of Queensland ATM or EFTPOS withdrawals/transfers (each month)
- Internet Banking and EasyPhone Banking transactions
With a minimum monthly balance below $5,000
A $5 monthly account maintenance fee applies;
You’ll receive:
- four free Bank of Queensland branch withdrawals each month
- eight free Bank of Queensland ATM or EFTPOS withdrawals/transfers each month
- ten free Internet Banking and ten free EasyPhone Banking funds transfers each month (including BPAY payments)
Keep your money at call
The ideal investment is one that delivers healthy returns, but doesn’t tie up your money when you need it. That’s the kind of flexibility built into your Bank of Queensland Cash Management Account, which combines the best features of a high interest savings account and an everyday transaction account.
Enjoy 24 hour access to your money through our branches, a vast network of ATMs, Internet Banking, EasyPhone Banking, BPAY, cheque book, Bank@Post and EFTPOS terminals throughout Australia.
Interest rates
Your Cash Management Account attracts competitive rates, calculated on daily balances and credited to your account monthly. Rates are updated regularly to provide a healthy return on the funds in your high interest account. Interest is calculated daily and credited monthly.
The current interest rates are available on the Today's rates page.

Fees and charges
For information on fees applicable to this product, please refer to the Personal Banking Guide to Fees and Charges
Find out what information you’ll need to open a Cash Management Account here. Then, when you’re ready to apply for this high interest account and transaction account in one, apply online via BOQApply, visit your nearest branch or call a friendly customer service consultant on 1300 55 72 72.

Important information
Please view the terms and conditions listed below on the Terms and Conditions page:
- Personal Banking Guide to Fees and Charges
- Deposit Products Terms and Conditions
Information current as at September 3, 2010.
Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. Fees and charges are payable. Full terms and conditions are available at any of Bank of Queensland branch. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or form this website. This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch of Bank of Queensland, or contact us at our Customer Contact Centre.