Compare personal account features

 

Use this guide to help choose the right account for you.

 


 

Day2Day Plus Account®Cash Management AccountReverse Charges  Account®

Mortgage Offset Account 

Pension Plus 

Who can open an account

Personal customers only (excluding Self Managed Super Funds)

Personal customers only

Personal customers only

Personal customers only

Personal customers with a Pensioner Concession Card

 

Apply 

Apply 

Apply 

 

 

Interest 

 

 

 

 

 

Calculated daily

YesYesYesYesYes

Paid monthly

YesYesNoYesYes

Paid quarterly

NoNoYesNoNo

Bonus interest paid

NoNoNoNoNo

Minimum opening deposit

$1

$5,000

$1

$1

$500

Deposits

YesYesYesYesYes

Withdrawals

YesYesYesYesYes

Account Access 

 

 

 

 

 

In-branch

YesYesYesYesYes

Cheque book

YesYesYesYesYes

Bank of Queensland ATM

YesYesYesYesYes

Non-Bank of Queensland ATM

YesYesYesYesYes

EFTPOS

YesYesYesYesYes
Visa DebitYesYesYesYesYes
Internet BankingYesYesYesYesYes

Periodical payments

YesYesYesYesYes

Bank@Post

YesYesYesYesYes

Extra Features 

 

 

 

 

 

100% mortgage offset 

NoNoNoYesNo

Personal Overdraft

YesNoYesNoNo

Fee Exemptions 

 

 

 

 

 

Under 18

n/a

NoYesNoNo

Students

n/a

NoYesNoNo

Home loan customers

n/a

NoYesNoNo