Queenslander Home Loan

 

This information is provided for existing borrowers only. This product is not available for new loans.

 

Features and benefits

Feature 

Detail 

Loan term

Maximum 30 years

Minimum loan amount

$100,000

Maximum loan amount

  • Owner-occupied - 95% of property value*
  • Investment - 90% of property value*

Repayment type

  • Principal and Interest
  • Interest Only (maximum 5 years; subject to approval)

Repayment options

  • Weekly
  • Fortnightly
  • Monthly

Additional repayments

Yes – make unlimited additional repayments any time and pay off your loan sooner.

Redraw (application form PDF 398kb)

Yes – redraw allows you to easily access your advance repayments, minimum $100. Available through Internet Banking subject to approval.

Mortgage Offset facility

Yes

Internet Banking 

Yes

Fee savings

You can nominate one of your Ultimate Accounts to be free of monthly account maintenance fees.

 

*Requires mortgage insurance if the amount borrowed is more than 80% of the valuation of the security property. 


Interest rates

Interest rate
Reference rateStandard variable housing rate and standard variable investment housing rate
Product discount0.25% p.a. from the applicable reference rate
Current rateCurrent rates are available on the Today's rates page

 


Fees and charges

Home loan fee: $10.00 each month
Mortgage benefit fee: $2.00 per month
Fee savings: You can nominate one of your Ultimate Accounts to be free of monthly account maintenance fees.
 

Government fees and charges apply. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch.

 


Important information

Please view the terms and conditions listed below on the Terms and Conditions page:

  • Personal Banking Guide to Fees and Charges
  • Personal Lending Supplementary Terms and Conditions