Queenslander Home Loan
This information is provided for existing borrowers only. This product is not available for new loans.
Features and benefits
| Feature | Detail |
|---|
Loan term | Maximum 30 years |
Minimum loan amount | $100,000 |
Maximum loan amount | - Owner-occupied - 95% of property value*
- Investment - 90% of property value*
|
Repayment type | - Principal and Interest
- Interest Only (maximum 5 years; subject to approval)
|
Repayment options | |
Additional repayments | Yes – make unlimited additional repayments any time and pay off your loan sooner. |
Redraw (application form PDF 398kb) | Yes – redraw allows you to easily access your advance repayments, minimum $100. Available through Internet Banking subject to approval. |
| Mortgage Offset facility | Yes |
Internet Banking | Yes |
EasyPhone Banking | Yes |
Fee savings | You can nominate one of your Ultimate Accounts to be free of monthly account maintenance fees. |
*Requires mortgage insurance if the amount borrowed is more than 80% of the valuation of the security property.
Interest rates
| Interest rate | |
| Reference rate | Standard variable housing rate and standard variable investment housing rate |
| Product discount | 0.25% p.a. from the applicable reference rate |
| Current rate | Current rates are available on the Today's rates page |
Fees and charges
Home loan fee: $10.00 each month
Mortgage benefit fee: $2.00 per month
Fee savings: You can nominate one of your Ultimate Accounts to be free of monthly account maintenance fees.
Government fees and charges apply. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch.
Important information
Please view the terms and conditions listed below on the Terms and Conditions page:
- Personal Banking Guide to Fees and Charges
- Personal Lending Supplementary Terms and Conditions
Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.