3 year home loan fixed rate

3-yr-fixed

Home Loan Privileges Package
3 year fixed rate

5.99%p.a.3 yr fixed

6.95%p.a.comparison rate 

then 0.85%p.a.off 

the standard variable rate for the remaining life of the loan after fixed term expires (discount rate applies to home loans from $250,000 to $1,000,000. Other discount tiers applicable depending on loan amount)

Fixed Rate Home loan features
& benefits

  • No home loan application fee
  • No monthly home loan fee
  • Pay an additional $5,000 p.a. with no penalty
  • Peace of mind & protection against interest rate rises
  • Flexible repayment options
  • Plus, your own local Owner-Manager
 

Apply for a fixed rate home loan

We're available 24 hours so call now and
talk directly to our home loan specialists.

1300 850 955

or click here to arrange a call back

 

Why BOQ?

The BOQ difference is that our branches are owned and run by local Owner-Managers. They're not just bankers, they're small business owners too so they'll take the time to get to know you and your story - which is important when it comes to your home loan.

BOQ Home Loan Privileges Package

Whether you're looking to buy or build a new home, purchase an investment property, or refinance your existing mortgage, the Home Loan Privileges Package offers you benefits and savings for the full term of your loan.

No Home Loan Application Fee
We don't charge an application fee for your new home loan.

No Monthly Home Loan Account Fee
We don't think you should have to pay a monthly account fee which is exactly why we don't charge you one!

Flexible Loan Payment Options
You have the flexibility to make weekly, fortnightly or monthly loan repayments at no additional cost.

Up to $5,000 pa in additional loan repayments
While your loan is fixed you can make additional repayments of up to $5,000 p.a. so you can pay off your mortgage sooner. When your loan reverts to a variable rate you can make unlimited additional finance repayments any time.

Flexible options at fixed rate expiry
At the end of your fixed rate term you can choose to re-fix your loan or automatically move to a discounted variable rate.

Hurry, limited time offer!

Call now on 1300 850 955

Terms and Conditions

Bank of Queensland Limited ABN 32 009 656 740 (BOQ).  Terms and conditions available at any BOQ branch. To qualify for the Home Loan Privileges Package (HLPP), you must have total combined borrowings of $150,000 or more with BOQ and maintain an approved transaction account. An annual package fee is payable. Valuation fees are additional. BOQ's standard credit assessment criteria applies and all applications must meet approval guidelines on all products to qualify for the package. Benefits cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.  The comparison rate is calculated on the basis of a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.Information current as at 16 December 2011.