Car Insurance
Select from the competitive motor vehicle insurance options below:
Features and benefits
Benefits | |
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No extra charge to pay monthly | 
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Choice of market value or agreed value |
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Choice of who repairs your vehicle |
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Cost of reasonable transportation costs to pick up your vehicle from the repairer |
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$100 per day and $1500 in total to hire a vehicle if your vehicle is stolen |
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You keep the hire vehicle to the maximum benefit if your stolen vehicle is recovered and is not drivable |
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Free hire vehicle cover if you are not at fault in the accident up to $100 per day and $1500 in total |
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Brand new vehicle provided if yours is a total loss within up to 2 years of first being registered from new |
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Personal Property in your vehicle is covered up to $750 |
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All reasonable towing and storage costs paid for your vehicle after an accident |
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Up to $500 for emergency travel or accommodation after a theft, accident or malicious damage to your vehicle |
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Option to protect your valuable maximum no claims bonus |
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Option to waive the excess on the first windscreen claim per year |
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Lifetime guarantee on repairs after a claim whilst you still own the vehicle |
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$5,000 damage cover if your vehicle is insured for third party property damage and is damaged by an uninsured party who is at fault |
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| Taxi fare following an accident of up to $100 | |
| Baby capsule cover up to $500 | |
| Cover for Tools and Spare Parts up to $250 | |
| $5000 Death Benefit following a motor vehicle accident | |
| Replacement vehicle keys and locks up to $1000 | |
| Restricted driver discount for drivers over 30 | |
| Accessories cover for up to 5% of the market value or up to $2000, whichever is the lesser | |
Motor insurance options
Option 1: Comprehensive market value
In the event of a total loss of your vehicle, you will be paid the market value of your vehicle as calculated at the time of the loss or damage, deducting any excesses that apply to your policy. You don’t lose your ‘No Claims Bonus’ for any windscreen or window glass claim you make.
Option 2: Comprehensive agreed value
In the event of a total loss, you will receive the amount that Vero agreed to insure your vehicle for, deducting any excesses that apply to your policy. You do not lose your No Claims Bonus for any windscreen or window glass claim you make.
Option 3: Third party property damage
This cover protects against liability for loss or damage to other people's property and death or bodily injury caused to other people up to $20 million. This will apply only where the legal liability is not covered by the statutory compulsory insurance or motor car accident compensation scheme in your State or Territory.
Option 4: Third party property damage, plus fire & theft
This provides the same cover as third party property damage plus additional cover for fire damage, theft and attempted theft of your vehicle up to $5,000. This cover is only available if the market value of your vehicle is under $5,000.
For you to obtain a quote:
1. We ask you to select the amount of cover you require.
2. We ask you to provide details about your car.
3. Based on your choice of cover, we will ask for some further details.
4. Your premium is calculated based on the summary of your details and the features of the cover you have selected.
Obtain an online quote
We can insure your car online if:
- it is in good repair
- it is for private use
But not if:
- your car has any business use, or
- your car is modified or has non standard accessories, or
- your car has not been insured in the last 30 days, or
- any of the drivers have lost their licence in the last five years, or
- any of the drivers made two or more of any at fault, fire, malicious damage or theft claims in the last five years
In which case you should call us on 1800 675 511, as we may still be able to help.
Important information
Information current as at July 3, 2009.
Insurance is issued by Vero Insurance Limited ABN 48 005 297 807 (Vero). Vero is responsible for meeting all terms and conditions of the insurance. Neither Bank of Queensland nor its related companies guarantee the benefits payable under the insurance. All benefits are payable solely by Vero. Bank of Queensland will receive a commission for insurance arranged, details of which are set out in the relevant Financial Services Guide (PDF 450kb). Customers may take out these types of insurance with any insurer of their choice. All cover is subject to acceptance by Vero.
This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and Financial Services Guide (PDF 450kb) before making any decision about whether to acquire or continue to hold these products. PDSs and FSGs can be obtained from your Bank of Queensland branch or from this website.