Bank of Queensland Savings & Investment Bonds
Bank of Queensland Investment and Savings Bonds are fixed term deposits which pay a competitive rate of interest. You can choose from a range of lodgement terms and interest payment periods to best suit your investment needs.
Features and benefits
- competitive interest rates
- interest rate fixed for the term of the investment
- minimum investment amount $5,000
- no maintenance or transaction fees on this fixed term deposit
- choice of term from 30 days up to five years
- interest calculated daily and paid quarterly or yearly
- interest paid directly to your bank account
- acknowledgment of Investment and Maturity Advices provided free on all Savings Bonds and Investment Bonds
Selling your Bank of Queensland Bonds before maturity
You may not withdraw funds from your investment in Bank of Queensland Bonds until maturity. However, if you need funds prior to maturity you may sell your Bank of Queensland Bonds in the secondary market for the current market price at the time of sale. Your stockbroker or financial advisor will assist you in selling your Bank of Queensland Bonds.
Interest rates
Interest is calculated daily and paid quarterly or yearly on Savings Bonds and Investment Bonds.
Interest rates for fixed term deposits starting from 30 days to 180 days are available from the Bond Registry. For details of investment amounts over $250,000 please contact the Bond Registry. All interest rates are subject to change without notice.
Bank of Queensland Bonds rates are available on the Today's rates page.

Bank of Queensland Savings and Investment Bonds are available to individual and joint investors including partnerships, companies and other incorporated bodies and trusts. Once your investment is accepted we will forward you an acknowledgment confirming the details of your investment within 14 days of the lodgement. Download and complete the application form (PDF 413kb) and drop into your nearest branch.
Important Information
- Please view the terms and conditions listed below on the Terms and Conditions page:
- Bank of Queensland Bonds Product Disclosure Statement
- Personal Banking Guide to Fees and Charges
Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or form this website. This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch of Bank of Queensland, or contact us at our Customer Contact Centre.