Standard Variable Home Loan
A flexible home loan that's anything but standard
When you can't plan for life's ups and downs, a variable home loan with flexibility can help you navigate life with confidence. Our Standard Variable Home Loan gives you flexibility with your repayments, a mortgage offset account and free redraw. You can also make additional repayments any time to pay off your home loan sooner, and draw on these funds when they're needed.
How to apply
Features and Benefits
Maximum 30 years
Minimum loan amount
Maximum loan amount
|95% of property value* (Principal and Interest Lending) and 70% of property value (Interest Only Lending) for Owner Occupied|
90% of property value* (Principal and Interest Lending) and 80% of property value (Interest Only Lending) for Investment
- Principal and Interest
- Interest only (maximum 5 years; subject to approval)
Yes - unlimited
Yes – minimum $100. Available through Internet Banking subject to approval.
Low Doc Option
100% Mortgage Offset facility#
|Yes - personal customers only|
* Requires mortgage insurance if the amount borrowed is more than 80% of the valuation of the security property. Applies to both owner-occupied and investment loans.
# Not available on Self Managed Super Fund (SMSF) loans.
Home Loan Interest Rates
Fees and Charges
$10.00 each month
|Settlement Fee ||$150.00 |
|You can nominate one of your Reverse Charges AccountTM to be free of monthly account maintenance fees.|
How to apply
Please view the terms and conditions listed below: