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The following discliamers apply to Bank of Queensland Limited products.

 

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Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards.
Reverse Charges and WebSavings Accounts are issued by the Bank. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

 

Blue Visa Card

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards.

Purchase cover insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and conditions for a full explanation of cover and exclusions.

 

Internet and Easyphone Banking issued by the Bank.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information. 

 

BOQ Bonds

Bank of Queensland Bonds are issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, and Financial Services Guide for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Bonus Interest Saver Account

Products issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Bridging Finance

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Motor Insurance

Insurance issued by Vero Insurance Limited ABN 48 005 297807.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement and Financial Services Guide for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Neither the Bank nor any of its related companies or agents guarantee the benefits payable under the insurance.  All benefits are payable solely by the insurer.  Bank of Queensland will receive a commission for insurance arranged. You may take out these types of insurance with any insurer of your choice.  All cover is subject to acceptance by the insurer.

 

Read the current terms and conditions for more information.

 

Car loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Cash Management Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740. Fees and charges apply to other Bank ATM withdrawal/balance enquiries and Bank@Post withdrawals.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

Economy Home Loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

First Start Home Loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Fixed Rate Home loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Gold Visa

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards.

Purchase cover and travel insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and conditions for a full explanation of cover and exclusions.

 

Take Flight allows you to use your Points towards flights on most major airlines travelling within and from Australia. All travel is subject to availability and confirmation. Bookings must be made through Take Flight. Redemption of Rewards and the Take Flight service are subject to the terms and conditions of the Bank of Queensland Q Rewards® Program.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Home and contents insurance

Insurance issued by Vero Insurance Limited ABN 48 005 297807.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement and Financial Services Guide for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Neither the Bank nor any of its related companies or agents guarantee the benefits payable under the insurance.  All benefits are payable solely by the insurer.  Bank of Queensland will receive a commission for insurance arranged. You may take out these types of insurance with any insurer of your choice.  All cover is subject to acceptance by the insurer.

 

Read the current terms and conditions for more information.

 

Investment Loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Landlord Insurance

Insurance issued by Vero Insurance Limited ABN 48 005 297807.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement and Financial Services Guide for the product before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Neither the Bank nor any of its related companies or agents guarantee the benefits payable under the insurance.  All benefits are payable solely by the insurer.  Bank of Queensland will receive a commission for insurance arranged. You may take out these types of insurance with any insurer of your choice.  All cover is subject to acceptance by the insurer.

 

Read the current terms and conditions for more information.

 

Life Insurance

Term Life Direct is issued by St Andrew’s Life Insurance Pty Ltd ABN 98 105 176 243, AFSL 281731 (St Andrew’s). Bank of Queensland Limited (Bank) receives a commission of 20% of the insurance premiums (excluding stamp duty and GST) paid by customers referred to St Andrew’s.

 

Neither the Bank nor its related companies guarantee or otherwise support the benefits payable under the policy of insurance issued by St Andrew's. The Bank is only providing factual information about Term Life Direct and does not make any recommendation or statement of opinion intended to influence you in making a decision about this product. The Bank cannot provide you with any advice about this product and only refers customers to St Andrew's. Any information provided does not take into account your objectives, financial situation or needs which you should consider before deciding to acquire a financial product. You should obtain and consider the relevant Product Disclosure Statement (PDS) before making any decision about whether to acquire or continue to hold this product. A PDSs can be obtained from your Bank of Queensland Branch or from this website.

 

Read the current terms and conditions for more information.

 

Line of Credit

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Low doc Home loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Low Rate Visa

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards.

Internet and Easyphone Banking issued by the Bank.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Mortgage Offset

Products issued by Bank of Queensland Limited ABN 32 009 656 740.

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Pension Plus Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Personal Loans

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Personal Overdraft

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Platinum Visa Card

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards.

Purchase cover and travel insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and conditions for a full explanation of cover and exclusions.

 

Take Flight allows you to use your Points towards flights on most major airlines travelling within and from Australia. All travel is subject to availability and confirmation. Bookings must be made through Take Flight. Redemption of Rewards and the Take Flight service are subject to the terms and conditions of the Bank of Queensland Q Rewards® Program.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Premier Investment Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Q Rewards

Citigroup Pty Ltd ABN 88 004 325 080 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards. Q Rewards including Redemption of Rewards are subject to the terms and conditions of the Bank of Queensland Q Rewards® Program.

 

Read the current terms and conditions for more information.

 

Reverse Charges Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740. * Fees apply to Multi Payments, other bank ATMs, Bank@post withdrawals, and transfers to accounts at other Australian Financial Institutions. ^ Fees and charges and the Bank's standard credit criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.


 

Read the current terms and conditions for more information.

 

Variable Home Loan

Bank of Queensland Limited ABN 32 009 656 740. Fees and charges and the Bank’s standard credit assessment criteria apply.

 

Read the current terms and conditions for more information.

 

Travel Insurance

Insurance is issued by Vero Insurance Limited ABN 48 005 297 807 (Vero). Vero is responsible for meeting all terms and conditions of the insurance. Neither Bank of Queensland nor its related companies guarantee the benefits payable under the insurance. All benefits are payable solely by Vero. Bank of Queensland will receive a commission for insurance arranged, details of which are set out in the relevant Financial Services Guide. Customers may take out these types of insurance with any insurer of their choice. All cover is subject to acceptance by Vero.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situations or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement and Financial Services Guide before making any decision about whether to acquire or continue to hold these products. PDS's and FSG's can be obtained from your Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Ultimate Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740. ^ Fees and charges and the Bank's standard credit criteria apply.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

Visa Debit

Product issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.

 

WebSavings Account

Product issued by Bank of Queensland Limited ABN 32 009 656 740.

 

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs.  You should consider the appropriateness of any advice before acting on it.  You should obtain and consider the relevant Terms and Conditions for the products before making any decision about whether to acquire or continue to hold it.  You can obtain a copy of those documents from any Bank of Queensland branch or from this website.

 

Read the current terms and conditions for more information.