This booklet forms part of the Terms and Conditions for Business Transaction and Investment Products and the Supplementary Terms and Conditions for Business Lending and Merchant Facilities.
Introduction
Business Transaction and Investment Accounts
Transaction Accounts
Trust Accounts
Investment Accounts
Transaction Accounts Operating Fees and Charges
Trust Accounts Operating Fees and Charges
Investment Accounts Operating Fees and Charges
Cheque Book Facilities
Associated Fees and Charges
Merchant Facilities
Operating Fees and Charges
Business Lending
Business Privileges Package
Business Overdrafts
Associated Fees and Charges
Business Term Loans
Associated Fees and Charges
Commercial Bill Facilities
Associated Fees and Charges
Commercial Hire Purchase
Associated Fees and Charges
Commercial Leasing
Associated Fees and Charges
Commercial Rate Loans
Associated Fees and Charges
Company Housing Loans
Associated Fees and Charges
Debtor Finance Facilities
Associated Fees and Charges
Guarantee Facilities
Account Operating Fees and Charges
Trade Facilities
Account Operating Fees and Charges
Accounts no longer for sale
Commercial Rate Facilities
Associated Fees and Charges
Electronic Banking
International Services
General Services
Account Services no longer offered
EasyLink Electronic Banking Services

Introduction
Welcome to Bank of Queensland and thank you for banking with us.
This booklet contains the most common fees and charges that apply to our range of business banking and lending services. The information is easy to find in the sections under Business Transaction and Investment Accounts, Merchant Facilities, Business Lending, Electronic Banking, International Services and General Services. There may be some other fees that apply to various services. We’ll give you details of these fees when you make an application or as soon as possible afterwards.
Bank of Queensland offers a great many incentives to its customers through a variety of different account options, all designed to meet the individual needs of every customer.
This Guide to Fees and Charges should be read in conjunction with the relevant terms and conditions as it forms part of the following documents:
Business Transaction and Investment Accounts Terms and Conditions;
Merchant Facilities Supplementary Terms and Conditions;
Business Lending Supplementary Terms and Conditions;
Electronic Banking Terms and Conditions (if applicable).
Words in capitals are defined in the Business Transaction and Investment Accounts Terms and Conditions, Business Lending Supplementary Terms and Conditions, Electronic Banking Terms and Conditions and Merchant Facility Supplementary Terms and Conditions.
You can get further information about our fees and charges by visiting any one of our branches, Business Banking Centres or our website www.boq.com.au or by phoning us on 1300 55 72 72.