The fees and charges outlined in this BUSINESS TRANSACTION AND INVESTMENT ACCOUNTS section apply to the following accounts:
Transaction Accounts
Investment Accounts
Business WebSavings AccountTM
Business Investment Account
Premier Investment Account
Trust Accounts
QLD Solicitor Trust Account
QLD PAMD Trust Account
QLD Special Trust Account
NSW Solicitor Trust Account
VIC Solicitor Trust Account
ACT Solicitor Trust Account
NSW Agents Trust Account
ACT Agents Trust Account
NT Agents Trust Account
WA Solicitor Trust Account
WA REBA Trust Account
WA Settlement Trust Account
WA Tenancy Bond Account
TAS Solicitor Trust Account
TAS Agents Trust Account
SA Agents Trust Account
Accounts No Longer For Sale
Transaction Accounts Operating Fees and Charges
| Everyday Business |
TRANSACTION |
Account Maintenance Fee | $10.00# |
Minimum monthly balance to waive Account Maintenance Fee | $5,000 |
Branch Deposit | 5 free transactions |
$0.60 each |
Branch Withdrawal | Free ** |
Cheques Written | Free ** |
Cheques Deposited | 5 free transactions |
$0.60 each |
Direct Debit | Free ** |
Direct Credit |
ATM/EFTPOS* |
Bank of Queensland ATM/ EFTPOS Withdrawal / Transfers | Free ** |
Bank of Queensland ATM Balance Enquiry | Free |
Other Bank ATM Withdrawal / Balance Enquiry | $2.00 each |
INTERNET BANKING |
Funds transfer and BPAY® | Free ** |
Single Pay Anyone or Funds transfer to third party Bank of Queensland Accounts | Free ** |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry / Transaction History Enquiry | Free |
** Subject to “Fair Use” policy outlined in the Business Transaction and Investment Account Terms and Conditions
# Account Maintenance fee is waived if you operate an approved overdraft as part of this account.
* Only available for Any One to Operate Accounts.
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
| Business Cheque | Business Management |
TRANSACTION |
Account Maintenance Fee | $6.00# | $15.00# |
Minimum monthly balance to waive Account Maintenance Fee | $5,000 | $20,000 |
Over the Counter | $0.55 each |
Cheques Written | $0.65 each |
Cheques Deposited | 5 free transactions | 20 free transactions |
$0.40 each | $0.40 each |
Direct Entry | 5 free transactions | 10 free transactions |
$0.20 each | $0.20 each |
ATM/EFTPOS* |
Bank of Queensland ATM/ EFTPOS Withdrawal / Transfers | $0.65 each |
Bank of Queensland ATM Balance Enquiry | Free |
Other Bank ATM Withdrawal / Balance Enquiry | $2.00 each |
INTERNET BANKING |
Funds transfer and BPAY® | 10 free transactions |
$0.20 each |
Single Pay Anyone or Funds transfer to third party Bank of Queensland Accounts | $0.65 each |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry / Transaction History Enquiry | Free |
# Account Maintenance fee is waived if you operate an approved overdraft as part of this account.
* Only available for Any One to Operate Accounts.
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
| Business WebSavings Account™ |
TRANSACTION |
Account Maintenance Fee | N/A |
Branch Deposit | $2.50 each |
Branch Withdrawal | $2.50 each |
Cheques Deposited | $1.00 each |
Direct Credit | Free |
INTERNET BANKING |
Funds transfer and BPAY® | Free |
Single Pay Anyone or Funds transfer to third party Bank of Queensland Accounts | Free |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry / Transaction History Enquiry | Free |
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
Please note ATM/EFTPOS, Cheque book facility and Direct Debits are not permitted on this account.
| Business Investment |
TRANSACTION |
Account Maintenance Fee | $5.00 |
Minimum monthly balance to waive Account Maintenance Fee | $5,000 |
Over the Counter | $2.00 each |
Cheques Written | $1.00 each |
Cheques Deposited | $0.65 each |
Direct Entry | $0.35 each |
ATM/EFTPOS* |
Bank of Queensland ATM/ EFTPOS Withdrawal / Transfers | $0.65 each |
Bank of Queensland ATM Balance Enquiry | Free |
Other Bank ATM Withdrawal / Balance Enquiry | $2.00 each |
INTERNET BANKING |
Funds transfer and BPAY® | 10 free transactions |
$0.35 each |
Single Pay Anyone or Funds transfer to third party Bank of Queensland Accounts | $0.65 each |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry / Transaction History Enquiry | Free |
* Only available for Any One to Operate Accounts.
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
Investment Accounts Operating Fees and Charges
Account | Premier Investment |
|---|
Minimum Monthly Balance | $1,000 |
Teller Withdrawal | Free# |
Balance Enquiry in-branch or through Internet Banking | Free |
Transfer Orders to Bank of Queensland accounts | Free# |
# Deposits and withdrawals only available during renewal grace period
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
Trust Accounts Operating Fees and Charges
| VIC Agents Trust | QLD Solicitor Trust, NSW Solicitor Trust, TAS Solicitor Trust^ | VIC Solicitor Trust# | NT Agents Trust |
|---|
TRANSACTION |
Account Maintenance Fee | N/A | $6.00 | N/A | $6.00 |
Minimum monthly balance to waive Account Maintenance Fee | N/A | $5,000 | N/A | $5,000 |
Over the Counter | $0.55 each | $0.55 each | $0.55 each | $0.55 each |
Cheques Written | $0.65 each | $0.65 each | $0.65 each | $0.65 each |
Cheques Deposited | 5 free transactions | 5 free transactions | 5 free transactions | 5 free transactions |
$0.40 each | $0.40 each | $0.40 each | $0.40 each |
Direct Entry | 5 free transactions | 5 Free transactions | N/A | N/A |
$0.20 each | $0.20 each |
INTERNET BANKING |
Funds transfer and BPAY | 10 free transactions | N/A |
$0.20 each |
Single Pay Anyone or
Funds transfer to third party Bank of Queensland accounts | $0.65 each |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry/
Transaction History Enquiry | Free |
| QLD PAMD Trust, QLD Special Trust, NSW Agents Trust, ACT Agents Trust, ACT Solicitor Trust,
WA Solicitor Trust, WA REBA Trust, WA Settlement Trust, WA Tenancy Bond Account, SA Agents Trust TAS Agents Trust |
|---|
TRANSACTION |
Account Maintenance Fee | $6.00 |
Minimum monthly balance to waive Account Maintenance Fee | $5,000 |
Over the Counter | $0.55 each |
Cheques Written | $0.65 each |
Cheques Deposited | 5 free transactions |
$0.40 each |
Direct Entry | 5 free transactions |
$0.20 each |
INTERNET BANKING |
Funds transfer and BPAY | 10 free transactions |
$0.20 each |
Single Pay Anyone or
Funds transfer to third party Bank of Queensland accounts | $0.65 each |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance Enquiry/
Transaction History Enquiry | Free |
These accounts comply with all relevant legislation.Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
^TAS Solicitor Trust, NT Agents Trust and VIC Solicitor Trust Accounts are not permitted to be transacted on via Direct Credit.
#VIC Solicitor Trust Accounts and NT Agents Trust are not permitted to be transacted on via Direct Debit.
Accounts no longer for sale
| Unlimited Business Account™ |
TRANSACTION |
Account Maintenance Fee | $20.00# |
Minimum monthly balance to waive Account Maintenance Fee | $5,000 |
Over the Counter | Free** |
Cheques Written | Free** |
Cheques Deposited | Free** |
Direct Entry | Free** |
ATM/EFTPOS* | |
Bank of Queensland ATM/ EFTPOS Withdrawal / Transfers | Free** |
Bank of Queensland ATM Balance Enquiry | Free** |
Other Bank ATM Withdrawal / Balance Enquiry | $2.00 each |
INTERNET BANKING | |
Funds transfer and BPAY® | Free** |
Single Pay Anyone or Funds transfer to third party Bank of Queensland Accounts | Free** |
Multi Payment | Free** |
Balance Enquiry / Transaction History Enquiry | Free** |
** Subject to “Fair Use” policy outlined in the Business Transaction and Investment Account Terms and Conditions
# Account Maintenance fee is waived if you operate an approved overdraft as part of this account.
* Only available for Any One to Operate Accounts.
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
Account | Easy Investment |
|---|
Minimum Monthly Balance | $1,000 |
Teller Withdrawal | Free^ |
Balance Enquiry in-branch or through Internet Banking | Free |
Internet Banking funds transfers* | Free^ |
Internet Banking Pay Anyone Payments* | Free^ |
Transfer Orders to Bank of Queensland accounts | Free^ |
Direct Debits and Credits | Free^ |
* Available for accounts with individual operating authority.
^ Withdrawals and Deposits must be larger then the relevant minimum withdrawal or deposit limit
Government charges may be payable. This table does not represent all fees and charges that may be payable on your account.
| Account Maintenance Fee |
| A fee charged if the balance falls below the required minimum monthly balance. This fee is charged monthly on the last day of the month (except the first month an account is opened) or on the date your account is closed. |
| Branch Deposit |
| A fee charged for deposits through Bank of Queensland branches. This fee includes deposits through Bank of Queensland ATMs. This fee is charged monthly on the last day of the month or on the date your account is closed. |
| Branch Withdrawal |
| A fee charged for withdrawals (includes cheques cashed) and transfers through Bank of Queensland branches. This fee is charged monthly on the last day of the month or on the date your account is closed. |
| Over the Counter Fee |
| A fee charged for withdrawals (including cheques cashed), deposits or transfers through Bank of Queensland branches. This fee includes deposits through Bank of Queensland ATMs. This fee is charged monthly on the last day of the month or on the date your account is closed. |
Direct Entry (Direct Debits and Direct Credits) |
| A fee charged for direct debits and direct credits to and from Bank of Queensland. This fee is not charged for transactions through Internet Banking. This fee is charged monthly on the last day of the month or on the date your account is closed. |
| Cheques Written Fee |
A fee charged for cheques debited to your account other than bank cheques or cheques cashed over the counter. This fee is charged monthly on the last day of the month or on the date your account is closed. |
Cheques Deposited Fee |
| A fee charged to your account for each cheque that you deposit. The total of this fee will be charged to your account monthly on the last day of each month or on the date your account is closed. |
| ATM/EFTPOS Withdrawal/Transfer Fee |
| A fee charged for cash withdrawals or transfers through Bank of Queensland ATMs and EFTPOS transactions. This fee is charged monthly on the last day of the month or on the date your account is closed. |
| Bank of Queensland ATM Balance Enquiry Fee |
| All balance enquiries through Bank of Queensland ATMs are free. |
| Other Bank ATM Withdrawal Fee/Other Bank ATM Balance Enquiry Fee |
This fee is charged monthly on the last day of the month for each withdrawal or balance enquiry you make through non-Bank of Queensland ATMs. |
| Internet Banking Transfer and BPAY Fee |
| A fee charged for transfers between Nominated Accounts or BPAY Payments using Internet Banking. This fee is charged to the “From” account monthly on the last day of the month or on the date your account is closed. |
| Internet Banking Single Pay Anyone Fee including Funds Transfer to Third Party Bank of Queensland Accounts |
| A fee charged where you make a Single Pay Anyone Payment using Internet Banking. This fee is charged to the “From” account monthly on the last day of the month or on the date your account is closed. |
| Internet Banking Multi Payment |
A fee charged where you make a Multi Payment using Internet Banking. This fee is charged to the “From” account monthly on the last day of the month or on the date your account is closed. |
| Internet Banking Balance Enquiry Fee/Transaction History Enquiry |
| All balance enquiries through Bank of Queensland Internet Banking are free. All transaction history enquiries through Bank of Queensland Internet Banking are free. |
| Business Overdraft Fees |
If you have an overdraft attached to your Business Cheque Account or Business Management Account, the fees set out under “Business Overdrafts” will also apply to your account. |