Term Deposit interest rates

Premier Investment Account - fixed interest for a fixed term# 

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Current special rates $5,000 to $249,999 

TermTerm in DaysInterest rate (% p.a.)
3 months89 - 1193.60*
6 months181 - 2113.75*
12 months365 - 7293.65*
24 months730 - 10943.80*
36 months1095 - 14593.95*
48 months1460 - 18264.40*

 

 

All Premier Investment Rates (% p.a.) 

Term in monthsTerm in Days

$1,000 to 

$4,999 

$5,000 to 

$249,999 

Less than 1^

1 - 27

0.201.10
1 less than 228 - 580.303.10
2 less than 3 59 - 88 0.903.10
3 less than 489 - 1190.903.60*
4 less than 5 120 - 149 1.003.10 
5 less than 6 150 - 180 1.003.10
6 less than 7181 - 2111.003.75*
7 less than 8212 - 2411.00

3.10

8 less than 9 242 - 272 1.003.10
9 less than 10 273 - 302 1.103.10 
10 less than 11303 - 3331.103.10
11 less than 12334 - 3641.103.10
12 less than 24365 - 7291.153.65*
24 less than 36730 - 10941.153.80*
36 less than 481095 - 14591.153.95*
48 less than 601460 - 18261.15 4.40*

 

#Rates quoted for term of less than 1 month apply to both end of term and monthly interest payment options. All other rates quoted apply only if end of term interest payment is chosen. For monthly interest payments, the applicable interest rate will be the rate quoted above less 0.25% p.a.  

^ Term of less than 1 month is available only on reinvestment of funds.  

                                                                                                                                                                       

Important Information: 

  • Further bonus offers, specials or package rates do not apply to rates denoted with “*”.
  • Minimum investment amount and account balance is $1,000
  • Home Loan Privileges Package customers who invest between $25,000 and $250,000 can receive bonus interest of 0.25% p.a. in addition to the rates quoted above (excludes rates denoted with “*”).
  • Eligible Bank of Queensland shareholders who invest between $25,000 and $250,000 can receive 0.25% p.a. bonus interest in addition to the rates quoted above (excludes rates denoted with “*”).

 

Easy Investment (information for existing account holders only)

All Easy Investment rates (% p.a.) 

TermTerm in Days$1 to $999#

$1,000 to $4,999 

$5,000 to $19,999 

$20,000 to $49,999 

$50,000 to $249,999 

$250,000 & over 

Less than 11 - 270.200.300.400.700.951.20
1 less than 228 - 580.300.400.450.701.201.50
2 less than 359 - 880.401.001.301.401.501.60
3 less than 489 - 1190.801.001.301.401.501.60
4 less than 5120 - 1490.801.051.501.601.601.80
5 less than 6150 - 1800.801.051.501.601.601.80
6 less than 7181 - 2110.801.051.501.601.601.80
7 less than 8212 - 2410.801.051.501.601.601.80
8 less than 9242 - 2720.801.051.601.701.801.90
9 less than 10273 - 3020.801.051.601.701.801.90
10 less than 11303 - 3330.801.051.701.801.902.00
11 less than 12334 - 3640.801.051.701.801.902.00
12 less than 24365 - 7290.851.101.902.002.002.05
24 less than 36730 - 10940.851.101.902.002.002.05
36 less than 481095 - 14590.951.152.903.003.003.05
48 less than 601460 - 18260.951.252.903.003.003.05

 

# Interest rates apply to additional deposits made to Easy Investment Accounts during the investment terms.

  • All rates quoted are per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term, or in the case of investments longer than 12 months, paid annually.
  • Special rates are indicated above in bold.
  • If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25% less than the end of term interest rate quoted above, excluding rates for less than 1 monthwhich are quoted in the table above.
  • Additional deposits of at least $100 can be made to Easy Investment Accounts. The interest rate that will apply to any additional deposit will be the rate stated above for the amount of the additional deposit, and for the remaining term of the account.
  • Withdrawals of at least $1,000 can be made from your Easy Investment Account. If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.

View all of today's rates 

 

To apply for a term deposit account, gather all of your required information and drop into your nearest branch. A list of the required personal information is available on the Savings and Investment Account Applications page.