Investment accounts interest rates

Business Investment Account (and Cash Management Account - Business)

Balance	Interest rate (% p.a.)
$0 to less than $5,000	Nil
$5,000 to less than $20,000	1.60
$20,000 to less than $50,000	4.55
$50,000 to less than $100,000	5.90
$100,000 to less than $250,000	6.65
$250,000 and over	6.85

Business WebSavings Account

Balance	Interest rate (% p.a.)
$0 to less than $5,000	Nil
$5,000 to less than $10,000	Nil
$10,000 to less than $50,000	7.10
$50,000 to less than $100,000	7.10
$100,000 to less than $250,000	7.15
$250,000 and over	7.15

Premier Investment Account - fixed interest for a fixed term

Term in months	$1,000 to $4,999	$5,000 to $19,999	$20,000 to $49,999	$50,000 to $99,999	$100,000 to $249,999	$250,000 & Over
Less than 1	1.00	1.15	1.40	1.65	1.90	Negotiable rates are available for amounts over $250,000 Contact your local branch or call our Customer Contact Centre on 1300 55 72 72
1 less than 2	1.10	3.15	4.25	4.65	4.85
2 less than 3	1.45	4.85	4.85	4.95	4.95
3 less than 4	2.20	8.00*	8.00*	8.00*	8.00*
4 less than 5	3.60	5.20	5.20	5.30	5.35
5 less than 6	4.40	5.20	5.20	5.30	5.35
6 less than 7	4.45	5.20	5.20	5.30	5.35
7 less than 8	4.45	5.20	5.20	5.30	5.35
8 less than 9	4.50	8.30*	8.30*	8.30*	8.30*
9 less than 10	4.50	5.20	5.20	5.30	5.35
10 less than 11	4.60	5.40	5.40	5.45	5.50
11 less than 12	4.60	5.40	5.40	5.45	5.50
12 less than 24	4.60	5.50	5.50	5.55	5.60
24 less than 36	4.65	5.50	5.50	5.55	5.60
36 less than 48	4.65	5.50	5.50	5.55	5.60
48 less than 60	4.65	5.50	5.50	5.55	5.60

All rates are quoted per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term or, in the case of investments longer than 12 months, paid annually.
^*indicates special rates
If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25%pa less than the end of term interest rate quoted above, excluding rates for 1 month or less which are as quoted in the table above.
If you invest between $25,000 and $250,000 and you are a Home Loan Privileges Package customer, you can receive bonus interest of 0.25%pa in addition to the rates quoted above. The bonus interest is not available in conjunction with any other bonus interest rate offer or on Special rates. Please apply at your local branch.
Eligible Bank of Queensland shareholders receive 0.10%pa bonus interest in addition to the rates quoted above for amounts between $25,000 and $250,000. The bonus interest is not available in conjunction with any other bonus interest rate offer or on Special rates.
If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.

Easy Investment - (Information for existing account holders only)

Term in months	$1 to $999^#	$1,000 to $4,999	$5,000 to $19,999	$20,000 to $49,999	$50,000 to $249,999	$250,000 & Over
Less than 1	0.50	0.75	0.85	1.00	1.25	1.50
1 less than 2	0.80	1.00	1.90	2.00	2.50	2.55
2 less than 3	1.00	1.20	2.60	2.70	2.90	2.95
3 less than 4	1.10	1.30	3.10	3.20	3.50	3.55
4 less than 5	1.25	1.35	3.10	3.20	3.50	3.55
5 less than 6	1.15	1.35	3.45	3.55	3.65	3.70
6 less than 7	1.20	1.45	3.60	3.70	3.80	3.85
7 less than 8	1.35	1.55	4.10	4.20	4.30	4.35
8 less than 12	1.45	1.65	4.50	4.50	4.50	4.50
12 less than 24	1.45	1.65	4.50	4.50	4.50	4.50
24 less than 36	1.55	1.75	4.60	4.70	4.70	4.90
36 less than 48	1.60	1.80	4.60	4.70	4.70	4.90
48 less than 60	1.65	1.85	4.60	4.70	4.70	4.90

#_{Interest rates apply to additional deposits made to Easy Investment Account during the investment terms}

All rates quoted are per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term or, in the case of investments longer than 12 months, paid annually.
Special rates are indicated above in bold.
If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25% less than the end of term interest rate quoted above, excluding rates for 1 month or less which are as quoted in the table above.
Additional deposits of at least $100 can be made to Easy Investment accounts. The interest rate that will apply to any additional deposit will be the rate stated above for the amount of the additional deposit, and for the remaining term of the account.
Withdrawals of at least $1,000 can be made from your Easy Investment account. If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.

Farm Management Account - fixed interest

Term in months	Term in days	$1 to $999	$1,000 to $400,000
Less than 1	1-27	Nil	5.90
1	28-58	Nil	5.90
2	59-88	Nil	5.90
3	89-119	Nil	6.00
4	120-149	Nil	6.00
5	150-180	Nil	6.00
6	181-211	Nil	8.00*
7	212-241	Nil	6.35
8	242-272	Nil	6.35
9	273-302	Nil	6.45
10	303-333	Nil	6.45
11	334-364	Nil	6.45
12	365-729	Nil	8.30*
24	730-1094	Nil	6.90
36	1095-1459	Nil	6.90
48	1460-1826	Nil	6.90

All rates quoted are per annum.
Minimum investment amount and account balance is $1,000.
Interest is calculated daily and paid at the end of the investment term or, in the case of investments longer than 12 months, paid annually.
If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25% p.a. less than the end of term interest rate quoted above.
If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.

View all of today's rates

Products issued by Bank of Queensland Limited ABN 32 009 656 740. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or from this website.