Business finance interest rates

 

Long Term Business Finance

Business Term LoanMore Info

 

Discount variable rate offers available for a limited time1

  

Lending Interest rates
 (% p.a.)
Lending reference rate 
(% p.a.)
 Discount offer 
(% p.a.)
Annual percentage rate 
(% p.a.)
Residential security variable rate7.252.624.63
Other security variable rate8.003.014.99     

  

 1Discount variable rate offers only available on new lending with a minimum loan amount of $200,000. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. Discount rate offers are  not available to self-managed super fund borrowing, for the purchase of residential property or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.  

 

Enquire online now

 

Standard variable and fixed rates - business finance4

 

Lending Interest rates  

(% p.a.) 

Residential Security  

Other Security 

Typical variable rates3 

5.405.55

Variable base rates

7.25

8.00

 

Lending Interest rates  

(% p.a.)3 

Residential security 

Other security5 

1 year fixed base rates

4.94

5.44

2 years fixed base rates

4.94

5.44

3 years fixed base rates

4.99

5.49

4 years fixed base rates

5.29

5.79

5 years fixed base rates

5.49

5.99

 2Rates apply to new borrowing only. Interest rates are comprised of the applicable base rate less any applicable risk-based customer discount.   

 3Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance.  

 4A margin may also apply.  

 5If you want to borrow over $1m that is not residentially secured, speak to us today on 1300 714 986 or enquire online. Interest rates are determined by your individual business circumstances. Your Business Banking Manager will take into consideration your needs and circumstances and provide you with competitive rate options.  

 

Business Line of Credit4More Info

 

Lending Interest rates  

(% p.a.) 

Residential Security 

Other Security 

Variable

7.40

8.15

More Info

 

 

Business First Lending Package Rates4More Info

 Lending Interest rates  

(% p.a.) 

 Residential Security 

 Other Security 

 Business Term Loan - variable3More Info
 packaged variable6

7.10

7.85

 1 year discount packaged variable7

6.25

7.00

 Business Term Loan  - fixed3 6More Info

 1 year packaged fixed

4.79

5.29

 2 year packaged fixed

4.79

5.29

 3 year packaged fixed

4.84

5.34

 4 year packaged fixed

5.14

5.64

 5 year packaged fixed

5.34

5.84

 Business Line of Credit- variable6More Info
 packaged variable

7.25

8.00

 Business Overdraft - variable6More Info
 packaged variable

7.84

8.59

 6Rates include the package discount of 0.15% off the base rate for the applicable product.  

 7Only available on new lending. Rates include 1.00% package discount which only applies within year 1. Upon expiry of the 1 year discount period, the standard package discount of 0.15% applies.  

 

Short Term Business Finance

 

Business Overdraft4More Info

 

Lending Interest rates  

(% p.a.) 

Residential Security 

Other Security 

Variable

7.99*

8.74*

 

Cash Flow Finance4More Info

 

Lending Interest rates  

(% p.a.) 

 Debtor Finance Base Rate 

Variable

8.89* 

 

Interest rates for the Commercial Rate Loan and Commercial Rate Facility (not available for new loans) available at any BOQ branch.

 

 View all business finance interest rates