Business finance interest rates

 

Long Term Finance

  

Business Term Loan

 

Enquire online now

 

Lending Interest rates (% p.a.) 

Residential Security 

Other Security  

Typical variable rates^

5.80*5.95*

Variable base rates

7.50*

8.25*

 

 

Lending Interest rates (% p.a.) 

Residential security 

Other security 

1 year fixed

5.22*

6.22*

2 years fixed

5.32*

6.47*

3 years fixed

6.14*

6.79*

4 years fixed

6.60*

7.10*

5 years fixed

6.79*

6.57*

Rates apply to new borrowing only. Interest rates are comprised of the applicable base rate less any applicable risk-based customer discount. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance.

A margin may also apply.

 

Business Line of Credit

 

Lending Interest rates (% p.a.) 

Residential Security 

Other Security 

Variable

7.65*

8.40*

A margin may also apply. 

 

 

Business First Lending Package Rates

 Lending Interest rates (% p.a.) 

 Residential Security 

 Other Security 

 Business Term Loan - variable
 packaged variable#

7.35*

8.10*

 1 year discount packaged variable##

6.50*

7.25*

 Business Term Loan  - fixed  

 1 year packaged fixed# 

5.07*

6.07*

 2 year packaged fixed# 

5.17*

6.32*

 3 year packaged fixed#

5.99*

6.64*

 4 year packaged fixed#

6.45*

6.95*

 5 year packaged fixed#

6.64*

6.42*

 Business Line of Credit- variable
 packaged variable#

7.50*

8.25*

 Business Overdraft - variable
 packaged variable#

8.09*

8.84*

# Rates include the package discount of 0.15% off the base rate for the applicable product. 

## Only available on new lending. Rates include 1.00% package discount which only applies within year 1. Upon expiry of the 1 year discount period, the standard package discount of 0.15% applies. 

* A margin may also apply. 

 

Short Term Finance

 

Business Overdraft

 

Lending Interest rates (% p.a.) 

Residential Security 

Other Security 

Variable

8.24*

8.99*

* A margin may also apply. 

   

Cashflow Finance

 

Lending Interest rates (% p.a.) 

 Cashflow Finance Base Rate 

Variable

9.14* 

 * A margin may also apply.

 

Commercial Rate Loan

Rates are available on application at any branch.

 

Commercial Rate Facility (not available for new loans)

Rates are available on application at any branch.

 

 

 View all of today's rates