Everyday banking accounts interest rates

  

Day2Day Plus Account®


Amount $

Interest rate

1 and over       

0.00% p.a.

Interest is calculated daily and paid monthly. If you have a Personal Overdraft facility attached to your Day2Day Plus Account®, you may wish to view the annual percentage rate you are charged when you are in overdraft, available on the Personal Loan today's rates page.


Cash Management Account

Balance 

Interest rate (% p.a.) 

$1 to $9,999

1.45

$10,000 to $19,999

1.45

$20,000 to $49,999

1.45

$50,000 to $99,999

1.45

$100,000 to $249,999

1.45

$250,000 and over

1.45

Interest is calculated daily and paid monthly.

 

Reverse Charges Account®


Amount $

Interest rate

1 and over       

0.00% p.a.

Interest is calculated daily and paid quarterly. If you have a Personal Overdraft Facility attached to your Reverse Charges Account®, you may wish to view the annual percentage rate you are charged when you are in overdraft, available on the Personal Loan today's rates page. 


Pension Plus Account


Amount $

Interest rate

1 – 1,999

0.25% p.a.

2,000 – 45,400

1.25% p.a.

45,401 and over

2.25% p.a.


Interest is calculated on the daily closing balance of a Pension Plus Account using a stepped rate of interest. This means that different rates of interest apply to different parts of the account balance. Please refer to section 2.10 of the Deposit Products Terms and Conditions for further information, including worked examples.

 

Everyday bank accounts no longer available for sale


Save to Win Account

Information for existing account holders only. 


Amount $

Interest rate

1 and over       

0.75% p.a.

Interest is calculated daily and paid monthly.

Ultimate Account

Information for existing account holders only. 


Amount $

Interest rate

1 – 4,999

0.00% p.a.

5,000 – 24,999

0.00% p.a.

25,000 and over

0.00% p.a.


Interest is calculated daily and paid quarterly. If you have a Personal Overdraft facility attached to your Ultimate Account, you may wish to view the annual percentage rate you are charged when you are in overdraft, available on the Personal Loan today's rates page. A Personal Overdraft facility is no longer available for sale on the Ultimate Account.


Choice Account

Information for existing account holders only. 


Amount $

Interest rate

1 – 4,999

0.00% p.a.

5,000 – 24,999

0.00% p.a.

25,000 – 49,999

0.00% p.a.

50,000 and over

0.00% p.a.


Interest is calculated daily and paid quarterly.


 View all of today's rates 

Important Information 

 

Interest rates are subject to change without notice.