Home Loan Interest Rates - Investment


Investing in property? Whether it's your first time investing in property or you're a seasoned property investor, BOQ offers a range of flexible and interest only loans to help you maximise your portfolio.


This page only lists investment property interest rates. Owner Occupied interest rates can be found here. 


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Variable Rate Home Loans*

ProductInterest Rate % p.a.^Comparison Rate % p.a.^

  Economy Variable Home Loan 1 

    (Principal and Interest only)

A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available.

4.194.34More Info
Clear Path Variable Rate Home Loan1 

Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options.
5.045.17More Info
Clear Path Line of Credit

Access available credit whenever you need it, so you can take advantage of investment opportunities when they come up.
5.24n/aMore Info
Standard Variable Home Loan 

A fully flexible home loan with repayment flexibility, free redraw and interest only repayment for up to 5 years.
6.186.34More Info
Standard Line of Credit Facility 

Add a line of credit facility to your standard variable home loan.
6.98n/aMore Info


Standard Fixed Rate Home Loan*

A home loan that gives you the certainty of knowing exactly what your repayments will be for the next 1-5 years, making it easier to budget.


Fixed Rate Home LoansMore Info
TermInterest rate % p.a.^Comparison rate % p.a.^
1 year4.656.17
2 years4.445.98

2 year discount rate2  

(minimum $150k.

Principal and Interest Lending only)

3.85p.a. (0.59%p.a. discount)4.97
3 years4.395.82

3 year discount rate2
(minimum $150k.

Principal and Interest Lending only)

3.99%p.a. (0.40% p.a. discount)4.91
4 years4.395.69
5 years4.495.60
Interest Prepaid 1 Year Fixed Rate54.456.04


Home Loan Privileges Package3 *

Combine your investment home loan with your credit card and everyday banking, and enjoy discounted interest rates and rewards (minimum combined borrowing of $150,000 or more).


Learn More 


 Product Interest Rate % p.a.^ Comparison Rate % p.a.^ 

Discount Variable Rate Home Loan4 

  (Principal and Interest only)  

4.66 for first 2 years then 4.92 5.27


Loan amount

Package discount
% p.a.

Package interest rate
% p.a.

Comparison rate % p.a.^ 

 Standard Variable Home Loan More Info

$150,000 to less than $250,000




$250,000 to less than $1,000,000




$1,000,000 and over




Line of Credit Facility More Info

$150,000 to less than $250,000

$250,000 to less than $1,000,0001.005.98n/a
$1,000,000 and over1.055.93n/a
Fixed Rate Home Loans More Info
1 year0.004.655.96
2 years0.004.445.83

2 year fixed discount rate2 

(minimum $150k.

Principal and Interest Lending only)

0.00    3.85 (0.59%p.a. discount)5.72
3 years0.004.395.71

3 year fixed discount rate2
(minimum $150k.

Principal and Interest Lending only)

0.003.99 (0.40 p.a. discount)5.60
4 years0.004.395.61
5 years0.004.495.56


Low Doc Home Loans*

If you’re self-employed but you don’t have all your financial documents available, the low doc option will help you purchase an investment property faster.


ProductInterest Rate % p.a.^Comparison Rate % p.a.^  
Low Doc Home Loan 

7.437.62More Info
Low Doc Line of Credit8.13n/aMore Info
Low Doc Fixed Rate Home LoansMore Info
1 year5.907.46
2 years5.847.29
3 years5.547.07
4 years5.847.03
5 years5.846.91


 View all of today's rates 


New investment loans only. Rates are current and subject to change.