Home Loan Interest Rates - Investment

 

Investing in property? Whether it's your first time investing in property or you're a seasoned property investor, BOQ offers a range of flexible and interest only loans to help you maximise your portfolio.

 

This page only lists investment property interest rates. Owner Occupied interest rates can be found here. 

 

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Variable Rate Home Loans*

Principal and InterestInterest Only
ProductInterest Rate % p.a.^Comparison Rate % p.a.^Interest Rate % p.a.^Comparison Rate % p.a.^

Economy Variable Home Loan1 

(Principal and Interest only)

A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available.

More Info 

4.094.25n/an/a

Clear Path Variable Rate Home Loan1

Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options.

More Info 

5.045.175.445.34

Clear Path Line of Credit

Access available credit whenever you need it, so you can take advantage of investment opportunities when they come up.

More Info 

n/an/a5.64n/a

Standard Variable Home Loan

A fully flexible home loan with repayment flexibility, free redraw and interest only repayment for up to 5 years.

More Info 

6.186.346.586.52

Standard Line of Credit Facility

Add a line of credit facility to your standard variable home loan.

More Info 

n/an/a7.38n/a

Low Doc Home Loan

If you're self employed with income and assets, but you don't have all your financial documents available, the low doc home loan may be for you.

More Info 

7.437.627.837.81

Low Doc Line of Credit

A line of credit option for the self employed, with less required documentation.

More Info 

n/an/a8.530.0

 

Standard Fixed Rate Home Loan*

A home loan that gives you the certainty of knowing exactly what your repayments will be for the next 1-5 years, making it easier to budget.

 

Fixed Rate Home Loans More Info
Principal and InterestInterest only
TermInterest rate % p.a.^Comparison rate % p.a.^Interest rate % p.a.^Comparison rate % p.a.^
1 year4.296.134.396.14
2 years4.395.984.496.00

2 year discount rate2  

(minimum $150k.

Principal and Interest Lending only)

3.85p.a. (0.59%p.a. discount)4.97n/an/a
3 years4.395.834.495.85

3 year discount rate2
(minimum $150k.

Principal and Interest Lending only)

3.99%p.a. (0.40% p.a. discount)4.91n/an/a
4 years4.595.794.695.79
5 years4.695.694.795.73
Interest Prepaid 1 Year Fixed Rate5n/an/a4.456.04

  

Home Loan Privileges Package3 *

Combine your investment home loan with your credit card and everyday banking, and enjoy discounted interest rates and rewards (minimum combined borrowing of $150,000 or more).

 

Learn More 

 

Principal and InterestInterest only
ProductInterest Rate % p.a.^Comparison Rate % p.a.^Interest Rate % p.a.^Comparison Rate % p.a.^

Discount Variable Rate Home Loan4(Principal and Interestonly)

4.66 for first 2 years then 4.925.27n/an/a

 

Standard Variable Home Loan More Info
Principal and InterestInterest only
Loan amount

Package discount
% p.a.
 

Package interest rate
% p.a.
^ 

Comparison rate % p.a.^ 

Package discount
% p.a.
Package interest rate
% p.a.
^
Comparison rate % p.a.^

$150,000 to less than $250,000

0.50

5.68

6.07

0.506.086.24

$250,000 to less than $1,000,000

0.85

5.33

5.72

0.855.735.89

$1,000,000 and over

0.90

5.28

5.67

0.905.685.84
Line of Credit Facility More Info
Principal and InterestInterest only
Loan amount

Package discount
% p.a.
 

Package interest rate
% p.a.
^ 

Comparison rate % p.a.^ 

Package discount
% p.a.
Package interest rate
% p.a.
^
Comparison rate % p.a.^

$150,000 to less than $250,000

n/an/an/a0.656.73n/a
$250,000 to less than $1,000,000n/an/an/a1.006.38n/a
$1,000,000 and overn/an/an/a1.056.33n/a
Fixed Rate Home Loans More Info
Principal and InterestInterest only
Loan amount

Package discount
% p.a.
 

Package interest rate
% p.a.
^ 

Comparison rate % p.a.^ 

Package discount
% p.a.
Package interest rate
% p.a.
^
Comparison rate % p.a.^
1 year0.004.295.930.04.395.94
2 years0.004.395.820.04.495.84

2 year fixed discount rate2 

(minimum $150k.

Principal and Interest Lending only)

0.003.85 (0.59%p.a. discount)5.72n/an/an/a
3 years0.004.395.710.04.495.74

3 year fixed discount rate2
(minimum $150k.

Principal and Interest Lending only)

0.003.99(0.40 p.a. discount)5.60n/an/an/a
4 years0.004.595.680.04.695.72
5 years0.004.695.650.04.795.69
Low Doc Fixed Rate Home Loans More Info
Principal and InterestInterest only
Loan amountInterest Rate % p.a.^Comparison Rate % p.a.^  Interest Rate % p.a.^Comparison Rate % p.a.^  
1 year5.907.465.907.46
2 years5.847.305.847.30
3 years5.547.075.547.07
4 years5.847.035.847.03
5 years5.846.915.846.91

 

 View all of today's rates 

 

New investment loans only. Rates are current and subject to change.