Home loan interest rates - new loans only

 

Home loan interest rates

 

Lending reference rate

Lending reference rates
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

 

 

Home lending

Standard Variable Rate Home Loan

Standard Variable Housing Rate

7.51

0.00

7.51

7.63

Line of Credit Facility

Come-n-Go Line of Credit Rate

7.86

0.00

7.86

n/a 

First-Start Home Loan 

Standard Variable Housing Rate

7.51

-1.00

6.51

7.52

Economy Home Loans

Standard Variable Housing Rate

7.51

-0.58

6.93

7.08

Bridging Finance 

Secured Personal Overdraft Rate

7.86

 0.00

7.86

 n/a

   
Residential investment lending

Standard Variable Investment Rate Home Loan

Standard Variable Investment Housing Rate

7.51

0.00

7.51

7.63

Line of Credit Investment Facility

Investment Come-n-Go Line of Credit Rate

7.86

0.00

7.86

n/a 

Economy Investment Home Loans

Standard Variable Investment Housing Rate

7.51

-0.58

6.93

7.08

  

Fixed Rate Home Loan rates 

Lending reference rate

Lending reference rates
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

Owner occupied

Investment

1 year fixed rate

1 year fixed investment rate

6.89

0.00

6.89

7.57

2 year fixed rate

2 year fixed investment rate

7.19

0.00

7.19

7.57

3 year fixed rate

3 year fixed investment rate

7.29

0.00

7.29

7.57

4 year fixed rate

4 year fixed investment rate

7.79

0.00

7.79

7.74

5 year fixed rate

5 year fixed investment rate

7.94

0.00

7.94

7.83

n/a

Interest prepaid 1 year fixed rate

6.79

0.00

6.79

7.57

 

Home Loan Privileges Package interest rates

Loan amount/
Fixed rate term

Lending reference rate

Lending reference rates
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

 

 

Standard Variable Home Loan

$150,000 to less than $200,000

Standard Variable Housing Rate

7.51

-0.25

7.26

7.57

$200,000 to less than $250,000

Standard Variable Housing Rate

7.51

-0.40

7.11

 n/a

$250,000 +

Standard Variable Housing Rate

7.51

-0.70

6.81

n/a 

Standard Variable Investment Home Loan

$150,000 to less than $200,000

Standard Variable Investment Housing Rate

7.51

-0.25

7.26

7.57

$200,000 to less than $250,000

Standard Variable Investment Housing Rate

7.51

-0.40

7.11

n/a

$250,000 +

Standard Variable Investment Housing Rate

7.51

-0.70

6.81

n/a

Line of Credit Facility

$150,000 to less than $200,000

Come-n-Go Line of Credit Rate

Investment Come-n-Go Line of Credit Rate

7.86

-0.40

7.46

 n/a

$200,000 to less than $250,000

Come-n-Go Line of Credit Rate

Investment Come-n-Go Line of Credit Rate

7.86

-0.55

7.31

 n/a

$250,000 +

Come-n-Go Line of Credit Rate

Investment Come-n-Go Line of Credit Rate

7.86

-0.85

7.01

 n/a

Fixed Rate Home Loan       
 1 year

1 year fixed rate

1 year fixed investment rate

6.89

 0.00

6.89

7.53

 2 year

2 year fixed rate

2 year fixed investment rate

7.19

 0.00

7.19

7.55

 3 year

3 year fixed rate

3 year fixed investment rate

7.29

 0.00

7.29

7.58

 4 year

4 year fixed rate

4 year fixed investment rate

7.79

 0.00

7.79

7.77

 5 year

5 year fixed rate

5 year fixed investment rate

7.94

 0.00

7.94

7.88

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Low doc interest rates

 

Lending reference rate

Lending reference rates
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

 

 

Low Doc Home Loans

Low Doc Standard Variable Housing Rate

8.76

0.00

8.76

8.92

Low Doc Line of Credit Facility

Low Doc Line of Credit Rate

9.01

0.00

9.01

n/a

 

 

 

 

 

 

Low Doc Investment Home Loans

Low Doc Standard Variable Investment Housing Rate

8.76

0.00

8.76

8.92

Low Doc Line of Credit Investment Facility 

Low Doc Investment Line of Credit

9.01

 0.00

9.01

 n/a

 

 

Lending reference rate

Lending reference rates
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

Owner occupied

Investment

Low Doc 1 year fixed rate

Low Doc 1 year fixed investment rate

8.14

0.00

8.14

8.87

Low Doc 2 year fixed rate

Low Doc 2 year fixed investment rate

8.44

0.00

8.44

8.87

Low Doc 3 year fixed rate

Low Doc 3 year fixed investment rate

8.54

0.00

8.54

8.87

Low Doc 4 year fixed rate

Low Doc 4 year fixed investment rate

9.04

0.00

9.04

9.05

Low Doc 5 year fixed rate

Low Doc 5 year fixed investment rate

9.19

0.00

9.19

9.15

 

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 View all of today's rates

 

Important information

 

Fees and charges payable on lending products. Normal credit assessment criteria apply. Full terms and conditions are available at any Bank of Queensland branch.

 

Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan.

 

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

1 Standard Variable rate applies during construction.

 

2 Interest Prepaid loans can be re-fixed each year for a maximum 5 year term.


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