Savings Account Interest Rates


WebSavings Account ®

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Interest rate % p.a. 

$0 to less than $1,999 

Interest rate % p.a. 

$2,000 and over1 

WebSavings Account0.01 1.35
Introductory special offers

WebSavings Account

(Accounts opened from 11/08/17)



Bonus Interest Savings Account (and Kids Savings Account)

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Base interest rate 

% p.a. 

Base and bonus interest rate4 

% p.a. 

$1 to $4,9990.80 2.20
$5,000 to $49,9990.802.20
$50,000 and over0.80 2.20


Money Market Deposit Account5 (for BOQ Trading customers)


Interest rate  

% p.a. 

More Info

$1 and over



 View our Term Deposit rates    View all of today's interest rates 


Interest rates are subject to change at any time and are calculated daily and paid monthly. This information is for general information purposes only. 


Balances greater than $5,000,000 held in the same name are subject to approval. Additional interest only applies to account balances of $2,000 or more and is not available to existing customers of the Bank whether or not they hold a WebSavings Account. After 4 months from the account opening date, the interest rate will revert to the standard WebSavings Account interest rate.  

Rate includes additional interest of 1.45% p.a. which will be paid for 4 months from account opening date – applies only for new customers who open an account on or after 29 January 2018.   

Rate includes additional interest of 1.35% p.a. which will be paid for 4 months from account opening date on or after 11 August 2017 or until 28 January 2018 (whichever is first) and then an additional 1.45%pa for the remainder of the term– applies only for customers who qualified for Web Savings Account additional interest offers between 11 August 2017 and 28 January 2018.         

Bonus interest will be paid in addition to the base rate if no more than one (1) withdrawal is made during a calendar month. 

BOQ Money Market Deposit Accounts are administered by DDH Graham Limited's Money Market Division.