Savings and Investment accounts interest rates


WebSavings Account ®

$0 to less than $1,999 

$2,000 and over * 

WebSavings Account

0.01% p.a.

1.45% p.a.

Introductory special offers

WebSavings Account

(Accounts opened from 19/09/16)

0.01% p.a.2.65% p.a.1

Interest rates are subject to change and are calculated daily and paid monthly.

* Balances greater than $5,000,000 held in the same name are subject to approval.


Bonus Interest Savings Account


Base rate 

Base rate + bonus rate 

$1 to $4,999

0.80% p.a.

2.20% p.a.

$5,000 to $49,999

0.80% p.a.

2.20% p.a.

$50,000 and over

0.80% p.a.

2.20% p.a.

Interest is calculated daily and paid monthly. Bonus interest will be paid in addition to the base rate if no more than one (1) withdrawal is made during a calendar month.


Money Market Deposit Account^ (for BOQ Trading customers)


Interest rate (% p.a.) 

$1 and over


Interest is calculated daily and paid monthly.


 View our Term Deposit rates 


 View all of today's rates 


Important Information

Interest rates are subject to change without notice.


WebSavings Account 

1Rate includes additional interest of 1.20% p.a. which will be paid for 4 months from account opening date – applies only for new customers who open an account on or after 19 September 2016. 


Additional interest only applies to account balances of $2,000 or more and is not available to existing customers of the Bank whether or not they hold a WebSavings Account. After 4 months from the account opening date, the interest rate will revert to the standard WebSavings Account interest rate. Balances greater than $5,000,000 are subject to approval, with this applying to the balance of all accounts held in the same name.


Money Market Deposit Account 

^ BOQ Money Market Deposit Accounts are administered by DDH Graham Limited's Money Market Division.