| | | Lending reference rate | Lending reference rate
(%p.a.) | Margin
(%p.a.) | Annual percentage rate
(%p.a.) | Comparison rate
(%p.a.) |
|---|
Personal loans and car loans |
Fixed | Mortgage secured | Secured personal loan fixed rate | 10.99 | 0.00 | 10.99 | 13.941 |
Motor vehicle secured | Goods secured personal loan fixed rate | 11.49 | 0.00 | 11.49 | 12.272 |
Unsecured | Unsecured personal loan fixed rate | 13.99 | 0.00 | 13.99 | 16.603 |
Variable | Mortgage secured | Secured personal loan rate | 9.99 | 0.00 | 9.99 | 12.951 |
Motor vehicle secured | Goods secured
personal loan variable rate | 12.18 | 0.00 | 12.18 | 12.962 |
Unsecured | Unsecured personal loan rate | 13.99 | 0.00 | 13.99 | 16.603 |
Personal overdraft |
Variable | Mortgage secured | Secured personal overdraft rate | 6.91 | 0.00* | 6.91 | n/a |
Variable | Unsecured | Unsecured personal overdraft rate | 12.82 | 0.00* | 12.82 | n/a |
*customer margin may apply (subject to approval)
This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch or contact us at our Customer Service Centre.
1 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years. These rates are for secured loans only.
2 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.
3 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
A Comparison Rate schedule is available at any Bank of Queensland Branch.
Comparison Rates calculated for a wider range of loan amounts and terms are available on the Bank of Queensland Personal Finance Comparison Rate Schedule. (PDF 14kb)
View all of today's rates