Personal loan interest rates - new loans only

 

 

 

Lending reference rate

Lending reference rate
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

Personal loans and car loans

Fixed

Mortgage secured

Secured personal loan fixed rate

10.99

0.00

10.99

13.941

Motor vehicle secured

Goods secured personal loan fixed rate

11.49

0.00

11.49

12.272

Unsecured

Unsecured personal loan fixed rate

13.99

0.00

13.99

16.603

Variable

Mortgage secured

Secured personal loan rate

11.49

0.00

11.49

14.441

Motor vehicle secured

Goods secured
personal loan variable rate

13.68

0.00

13.68

14.462

Unsecured

Unsecured personal loan rate

15.49

0.00

15.49

18.093

Personal overdraft

Variable

Mortgage secured

Secured personal overdraft rate

8.41

0.00*

8.41

  n/a

Variable

Unsecured

Unsecured personal overdraft rate

14.99

0.00*

14.99

  n/a

 

*customer margin may apply (subject to approval)

This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch or contact us at our Customer Service Centre.


1 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years. These rates are for secured loans only.

2 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.

3 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years.

 

 View all of today's rates

 

Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any branch of Bank of Queensland. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan.


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