Visa Debit Card

With Visa Debit you can access your own money wherever Visa is accepted at over 36 million locations right around the world. This includes online, telephone, mail order, instore purchase. Plus you’ll enjoy easy access to cash at over 2 million ATMs in Australia and overseas.


Simply add Visa Debit to one of our existing accounts listed below and you'll have an everyday bank account that delivers a whole lot more.


Wave and go with Visa payWave

  • Visa payWave is a secure, contactless technology that will help you spend less time at the register and give you more time to do the things that matter most to you.

Go Online

Visa Debit allows you to access your own funds online so you can purchase the latest fashion, book holidays, buy groceries and get the latest gadgets at millions of websites.

Save time online with Visa Checkout

Visa Checkout helps you save time when you’re shopping online by eliminating the need to fill in your address and payment details.  It provides an alternative secure way to pay online with a single username and password that’s linked to your nominated BOQ Visa Debit card.  To more information visit 

Press Credit In-store

Simply press “Credit” to use Visa Debit and access your own money when buying in-store.

Go Overseas

You can use your Visa Debit card when travelling overseas to make purchases wherever Visa is accepted. And you can withdraw cash from your own bank account at over 2 million ATMs worldwide. Visa’s Global Customer Assistance Services provides assistance with general inquiries from anywhere in the world, 24 hours a day, 7 days a week.

Go Over the Phone

Use your Visa Debit card to make purchases over the phone, from booking accommodation or making car hire reservations to ordering a pizza.

Visa Entertainment

As a Visa cardholder you can experience another side to your Visa card with Visa Entertainment. For the hottest concert pre-sales, movies and money-can’t buy experiences, register now at or like Visa on Facebook 

Be PIN Wise

  • Australia has moved to replace signature with PIN because it’s a faster, more secure way to pay than using a signature.

It's easy and convenient

For transactions under $100, just wave your Visa payWave-enabled card in front of a contactless reader and go - there's no need for a pin. Visa payWave is accepted by a number of Australia's leading retailers. Shopping for everyday items has never been easier.

Safe and secure

Visa payWave-enabled cards are backed by Visa's Zero Liability Policy1 and are as secure as any other Visa chip card. They carry the same multiple layers of security, which ensures that you are not responsible for fraudulent or unauthorised transactions.


Visa payWave cards only work when the card is within 4cm of the card reader and the payWave terminal can only process one transaction at a time. Because your Visa payWave card doesn't leave your hand during the transaction, you remain in control of your card at all times.


1 Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.

Fees and charges

For information on fees applicable to the Visa Debit card or fees and charges associated with your transaction, savings or overdraft account, please refer to the Personal Banking Guide to Fees and Charges available on the Terms and Conditions page.

How to apply

You can apply for a Visa Debit card by visiting a branch or call us on 1300 55 72 72 for further information.


Important information

Refer to the Personal Banking Guide to Fees and Charges for further information on Fees and charges associated with your transaction or savings account.


Please view the terms and conditions listed below on the Terms and Conditions page: