At a glance

$ 10 
Flat fee
$ 0 
Transaction & ATM fees
Against fraud by Visa Zero Liability

Why choose our Everyday Business Account?

Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier. 

High street bank

Unlimited deposits and withdrawals

Enjoy fee-free1 deposits via BOQ branches, ATMs and cheque deposits.  As well as free withdrawals via our branches and EFTPOS.

Cash withdrawn from an ATM

Free withdrawals

Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit, EFTPOS, BPAY and Single Pay Anyone

monthly fee statement

Flat $10 monthly account fee

Get more business transactions with a flat monthly account maintenance fee

Banking options

Options to help you grow

Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through Fiserv

Shop using a Visa debit card

Visa Debit Card

Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card.

Using a phone to access online banking

Online banking access

Full account access via Internet and Mobile Banking

Ready to enquire?

Apply in Branch

Enquire now

Enquire online

Interest rates


Organisation Interest rate (% p.a.)
Not for profit  0.15 (Calculated on minimum monthly balance)
Other businesses 0.00




Applicable Fee

Everyday Business Account -  All Eligible Customers 

Everyday Business Account* - Not for Profit

Account maintenance fee



Branch deposit/BOQ ATM deposit



Branch withdrawal



Monthly card fee (VISA Debit)



Cheques written



Cheques deposited



Direct debit



Direct credit



Single Pay Anyone

(Third party BOQ account or other financial institution transfer)

Free Free
Multi Payment $1.50 for up to 10 payments then $0.19 for each additional transaction Free

A full list of fees can be found in our Business Banking Guide Fees & Charges.

Fees apply for transactions through other Bank ATMs and International Transactions using your Business Visa Debit card to access your account.

^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account 

A few rewarding offers, on us!

Open an Everyday Business Account with BOQ and enjoy the benefits!

cashback on Google AdWords promo
Cashback on $100 Ad Spend on Google

Drive customer acquisition and boost sales with 100% Cashback on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!


Terms & conditions apply 3

50% off Quickbooks for 6 months
Receive a 50% discount for QuickBooks Online Simple Start, Essentials or Plus for the first 6 months of service

Receive a 50% discount off the current monthly price for QuickBooks Online Simple Start, Essentials or Plus for the first 6 months of service, starting from date of enrolment, followed by the then current monthly price when you use your BOQ Business Visa Debit Card!


Terms & conditions apply 4

If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.

Handy tools

Important information

For important information on the Everyday Business Account, view the Terms and Conditions.

You might also be interested in:


Business WebSavings Account

Make the most of your business savings with the flexibility of accessing your money anytime.

  • Earn additional interest for 4 months as an introductory offer
  • No monthly account maintenance fees
  • Unlimited transfers

Merchant Solutions

Accept card payments from your customers... anywhere, anytime.

  • Online
  • In store
  • Over the Phone
  • On the Go