At a glance
FREE
Withdrawals via EFTPOS, direct debit, rediATMs*
FREE
Visa Debit Card
5
Free monthly deposits
Why choose our Everyday Business Account?
Provides a flexible way to manage business finance and expenses and keep your personal and business finances separate, making tax time a whole lot easier.
Low monthly account keeping fee
With our low-fee Everyday Business Account you can make tax time easier by keeping your business and personal spending separate!
Free withdrawals
Free withdrawals via BOQ branch, Direct Debit, rediATMs , EFTPOS, BPAY and Single Pay Anyone*
5 free deposits
5 Free BOQ branch deposits each month
Options to help you grow
Options to add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through First Data
Visa Debit Card
Have worldwide access with BOQ Business VIsa Debit Card and enjoy the ability to pay online and over the phone along with great offers.
Online banking access
Full account access via Internet and Mobile Banking
A few rewarding offers, on us!
Open an Everyday Business Account with BOQ and enjoy the benefits!
Receive a free Square reader and fee-free processing on your first $1000 worth of transactions when you open a new Everyday Business Account at BOQ!
Terms & conditions apply 2
Drive customer acquisition and boost sales with 100% Cashback* on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 3
Get 25% off a 3 month subscription on Xero’s accounting & bookkeeping platform for your business when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 4
If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.
Interest rates
| Organisation | Interest rate (% p.a.) |
|---|---|
| Not for profit | 0.15 (Calculated on minimum monthly balance) |
| Other businesses | 0.00 |
Fees
At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.
Applicable Fee |
Everyday Business Account - All Eligible Customers |
Everyday Business Account* - Not for Profit |
|---|---|---|
Account maintenance fee |
$10^ |
Free |
Minimum monthly balance to waive account maintenance fee |
$5,000 |
N/A |
Branch deposit/BOQ ATM deposit |
5 free per month then $0.60 each |
Free |
Branch withdrawal |
Free* |
Free |
Monthly card fee (VISA Debit) |
Free |
Free |
Cheques written |
Free* |
Free |
Cheques deposited |
5 free per month then $0.60 each |
Free |
Direct debit |
Free* |
Free |
Direct credit |
Free* |
Free |
A full list of fees can be found in our Business Banking Guide Fees & Charges.
*Fees apply for transactions through other Bank ATMs, Internet Banking Multi Payments, and International Transactions using your Business Visa Debit card to access your account.
^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account
Ready to apply?
Visit a Branch
- Find your nearest branch
- Call us on 1300 714 986
Important information
For important information on the Everyday Business Account, view the Terms and Conditions.
You might also be interested in:
ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000
Business WebSavings Account
Make the most of your business savings with the flexibility of accessing your money anytime.
- Earn additional interest for 4 months as an introductory offer
- No monthly account maintenance fees
- Unlimited transfers
Merchant Solutions
Accept card payments from your customers... anywhere, anytime.
- Online
- In store
- Over the Phone
- On the Go
