Everyday Business Account
A low fee business bank account that gives you more
At a glance
$ 10
Flat fee
$ 0
Transaction & ATM fees
Protected
Against fraud by Visa Zero Liability
Why choose our Everyday Business Account?
Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier.
Unlimited deposits and withdrawals
Enjoy fee-free1 deposits via BOQ branches, ATMs and cheque deposits. As well as free withdrawals via our branches and EFTPOS.
Free withdrawals
Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit, EFTPOS, BPAY and Single Pay Anyone
Flat $10 monthly account fee
Get more business transactions with a flat monthly account maintenance fee
Options to help you grow
Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through Fiserv
Visa Debit Card
Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card.
Online banking access
Full account access via Internet and Mobile Banking
Ready to enquire?
Apply in Branch
- Download the account opening checklist according to your business structure
- Find your nearest branch
- Bring your documents and ID along to the branch
Interest rates
| Organisation | Interest rate (% p.a.) |
|---|---|
| Not for profit | 0.15 (Calculated on minimum monthly balance) |
| Other businesses | 0.00 |
Fees
Applicable Fee |
Everyday Business Account - All Eligible Customers |
Everyday Business Account* - Not for Profit |
|---|---|---|
Account maintenance fee |
$10^ |
Free |
Branch deposit/BOQ ATM deposit |
Free |
Free |
Branch withdrawal |
Free |
Free |
Monthly card fee (VISA Debit) |
Free |
Free |
Cheques written |
Free |
Free |
Cheques deposited |
Free |
Free |
Direct debit |
Free |
Free |
Direct credit |
Free |
Free |
Single Pay Anyone (Third party BOQ account or other financial institution transfer) |
Free | Free |
| Multi Payment | $1.50 for up to 10 payments then $0.19 for each additional transaction | Free |
A full list of fees can be found in our Business Banking Guide Fees & Charges.
Fees apply for transactions through other Bank ATMs and International Transactions using your Business Visa Debit card to access your account.
^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account
A few rewarding offers, on us!
Open an Everyday Business Account with BOQ and enjoy the benefits!
Drive customer acquisition and boost sales with 100% Cashback on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 3
Receive a 50% discount off the current monthly price for QuickBooks Online Simple Start, Essentials or Plus for the first 6 months of service, starting from date of enrolment, followed by the then current monthly price when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 4
If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.
Handy tools
Important information
For important information on the Everyday Business Account, view the Terms and Conditions.
You might also be interested in:
ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000
Business WebSavings Account
Make the most of your business savings with the flexibility of accessing your money anytime.
- Earn additional interest for 4 months as an introductory offer
- No monthly account maintenance fees
- Unlimited transfers
Merchant Solutions
Accept card payments from your customers... anywhere, anytime.
- Online
- In store
- Over the Phone
- On the Go
