At a glance

$ 0
Account maintenance fee on balances of $5,000^
Free monthly deposits
Withdrawals via EFTPOS, direct debit, redi-ATMs*
Visa Debit Card

Why choose our Everyday Business Account?

Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.

Having a business bank account will keep your personal and business finances separate, making tax time a whole lot easier. 

No monthly account keeping fee

Monthly account keeping fee is waived if you have a minimum monthly balance of $5,000

Free withdrawals

Free withdrawals via BOQ branch, Direct Debit, redi-ATMs , EFTPOS, BPAY and Single Pay Anyone*

5 free deposits

5 Free BOQ branch deposits each month

Options to help you grow

Options to add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through First Data

Visa Debit Card

Have worldwide access to your money as well as the ability to pay online and over the phone

Online banking access

Full account access via Internet and Mobile Banking

Interest rates


Organisation Interest rate (% p.a.)
Not for profit  0.15 (Calculated on minimum monthly balance)
Other businesses 0.00


At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

Business Bank Account Fees and Charges

Applicable Fee

Everyday Business Account - All Eligible Customers (excluding not for profit)

Everyday Business Account* - Not for Profit

Account maintenance fee



Minimum monthly balance to waive account maintenance fee



Branch deposit/BOQ ATM deposit

5 free per month then $0.60 each


Branch withdrawal



Monthly card fee (VISA Debit)



Cheques written



Cheques deposited

5 free per month then $0.60 each


Direct debit



Direct credit



A full list of fees can be found in our Fees and Charges guide below.

Ready to apply?

Enquire now

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Contact us

Important information

For important information on the Everyday Business Account, view the Terms and Conditions.

You might also be interested in:

A high interest savings account for your business

Business WebSavings Account

Make the most of your business savings.

  • Earn bonus interest on balances over $10,000
  • No monthly account maintenance fees
  • Unlimited transfers

Merchant Solutions

Accept card payments from your customers... anywhere, anytime.

  • Online
  • In store
  • Over the Phone
  • On the Go