At a glance

Withdrawals via EFTPOS, direct debit, rediATMs*
Visa Debit Card
Free monthly deposits

Why choose our Everyday Business Account?

Provides a flexible way to manage business finance and expenses and keep your personal and business finances separate, making tax time a whole lot easier. 

Low monthly account keeping fee

With our low-fee Everyday Business Account you can make tax time easier by keeping your business and personal spending separate! 

Free withdrawals

Free withdrawals via BOQ branch, Direct Debit, rediATMs , EFTPOS, BPAY and Single Pay Anyone*

5 free deposits

5 Free BOQ branch deposits each month

Options to help you grow

Options to add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through First Data

Visa Debit Card

Have worldwide access with BOQ Business VIsa Debit Card and enjoy the ability to pay online and over the phone along with great offers.

Online banking access

Full account access via Internet and Mobile Banking

A few rewarding offers, on us!

Open an Everyday Business Account with BOQ and enjoy the benefits!

Get Your Free Square Reader
Free Square Reader Offer

Receive a free Square reader and fee-free processing on your first $1000 worth of transactions when you open a new Everyday Business Account at BOQ!

Learn More 

Terms & conditions apply 2

cashback on Google AdWords promo
Cashback* on $100 Ad Spend on Google

Drive customer acquisition and boost sales with 100% Cashback* on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!


Terms & conditions apply 3

25% off Xero subscription
Get 25% off 3 month subscription on Xero

Get 25% off a 3 month subscription on Xero’s accounting & bookkeeping platform for your business when you use your BOQ Business Visa Debit Card!


Terms & conditions apply 4

If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.

Interest rates


Organisation Interest rate (% p.a.)
Not for profit  0.15 (Calculated on minimum monthly balance)
Other businesses 0.00


At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.


Applicable Fee

Everyday Business Account -  All Eligible Customers 

Everyday Business Account* - Not for Profit

Account maintenance fee



Minimum monthly balance to waive account maintenance fee



Branch deposit/BOQ ATM deposit

5 free per month then $0.60 each


Branch withdrawal



Monthly card fee (VISA Debit)



Cheques written



Cheques deposited

5 free per month then $0.60 each


Direct debit



Direct credit



A full list of fees can be found in our Business Banking Guide Fees & Charges.

*Fees apply for transactions through other Bank ATMs, Internet Banking Multi Payments, and International Transactions using your Business Visa Debit card to access your account.

^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account 

Ready to apply?

Important information

For important information on the Everyday Business Account, view the Terms and Conditions.

You might also be interested in:


Business WebSavings Account

Make the most of your business savings with the flexibility of accessing your money anytime.

  • Earn additional interest for 4 months as an introductory offer
  • No monthly account maintenance fees
  • Unlimited transfers

Merchant Solutions

Accept card payments from your customers... anywhere, anytime.

  • Online
  • In store
  • Over the Phone
  • On the Go