Everyday Business Account
A low fee business bank account that gives you more
At a glance
FREE
Withdrawals via EFTPOS, direct debit, rediATMs
FREE
Branch, ATM and cheque deposits
FREE
Business Visa Debit Card
Why choose our Everyday Business Account?
Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier.
Free deposits
Enjoy fee free branch, ATM and cheque deposits
Free withdrawals
Free withdrawals via BOQ branch, Direct Debit, rediATMs , EFTPOS, BPAY and Single Pay Anyone
Flat monthly account fee
Get more business transactions with a flat monthly account maintenance fee (waived until 31 August 2020)
Options to help you grow
Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through First Data
Visa Debit Card
Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card.
Online banking access
Full account access via Internet and Mobile Banking
A few rewarding offers, on us!
Open an Everyday Business Account with BOQ and enjoy the benefits!
Receive a free Square reader and fee-free processing on your first $1000 worth of transactions when you open a new Everyday Business Account at BOQ!
Terms & conditions apply 2
Drive customer acquisition and boost sales with 100% Cashback* on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 3
Get 25% off a 3 month subscription on Xero’s accounting & bookkeeping platform for your business when you use your BOQ Business Visa Debit Card!
Terms & conditions apply 4
If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.
Interest rates
| Organisation | Interest rate (% p.a.) |
|---|---|
| Not for profit | 0.15 (Calculated on minimum monthly balance) |
| Other businesses | 0.00 |
Fees
At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.
Applicable Fee |
Everyday Business Account - All Eligible Customers |
Everyday Business Account* - Not for Profit |
|---|---|---|
Account maintenance fee |
$10^ (waived until 31 August 2020) |
Free |
Branch deposit/BOQ ATM deposit |
Free |
Free |
Branch withdrawal |
Free |
Free |
Monthly card fee (VISA Debit) |
Free |
Free |
Cheques written |
Free |
Free |
Cheques deposited |
Free |
Free |
Direct debit |
Free |
Free |
Direct credit |
Free |
Free |
A full list of fees can be found in our Business Banking Guide Fees & Charges.
Fees apply for transactions through other Bank ATMs, Internet Banking Multi Payments, and International Transactions using your Business Visa Debit card to access your account.
^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account
Temporary waiver of the Account Maintenance Fee |
|---|
| To support our customers through these uncertain times, the monthly account maintenance fee is waived until 31 August 2020. |
Ready to apply?
Visit a Branch
- Download the account opening checklist according to your business structure
- Find your nearest branch
- Bring your documents and ID along to the branch
Important information
For important information on the Everyday Business Account, view the Terms and Conditions.
You might also be interested in:
ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000
Business WebSavings Account
Make the most of your business savings with the flexibility of accessing your money anytime.
- Earn additional interest for 4 months as an introductory offer
- No monthly account maintenance fees
- Unlimited transfers
Merchant Solutions
Accept card payments from your customers... anywhere, anytime.
- Online
- In store
- Over the Phone
- On the Go
