At a glance

FREE
Withdrawals via EFTPOS, direct debit, rediATMs
FREE
Branch, ATM and cheque deposits
FREE
Business Visa Debit Card

Why choose our Everyday Business Account?

Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier. 

Free deposits

Enjoy fee free branch, ATM and cheque deposits

Free withdrawals

Free withdrawals via BOQ branch, Direct Debit, rediATMs , EFTPOS, BPAY and Single Pay Anyone

Flat monthly account fee

Get more business transactions with a flat monthly account maintenance fee (waived until 31 August 2020)

Options to help you grow

Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through First Data

Visa Debit Card

Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card.

Online banking access

Full account access via Internet and Mobile Banking

A few rewarding offers, on us!

Open an Everyday Business Account with BOQ and enjoy the benefits!

Get Your Free Square Reader
Free Square Reader Offer

Receive a free Square reader and fee-free processing on your first $1000 worth of transactions when you open a new Everyday Business Account at BOQ!

Learn More 

Terms & conditions apply 2

cashback on Google AdWords promo
Cashback* on $100 Ad Spend on Google

Drive customer acquisition and boost sales with 100% Cashback* on the first $100 spend with Google Ads when you use your BOQ Business Visa Debit Card!

Redeem

Terms & conditions apply 3

25% off Xero subscription
Get 25% off 3 month subscription on Xero

Get 25% off a 3 month subscription on Xero’s accounting & bookkeeping platform for your business when you use your BOQ Business Visa Debit Card!

Redeem

Terms & conditions apply 4

If you're a BOQ Business Visa Debit cardholder there's plenty of Commercial Offers & Perks to help you along in your business.

Interest rates

 

Organisation Interest rate (% p.a.)
Not for profit  0.15 (Calculated on minimum monthly balance)
Other businesses 0.00

Fees

At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

 

Applicable Fee

Everyday Business Account -  All Eligible Customers 

Everyday Business Account* - Not for Profit

Account maintenance fee

$10^ (waived until 31 August 2020)

Free

Branch deposit/BOQ ATM deposit

Free

Free

Branch withdrawal

Free

Free

Monthly card fee (VISA Debit)

Free

Free

Cheques written

Free

Free

Cheques deposited

Free

Free

Direct debit

Free

Free

Direct credit

Free

Free

A full list of fees can be found in our Business Banking Guide Fees & Charges.

Fees apply for transactions through other Bank ATMs, Internet Banking Multi Payments, and International Transactions using your Business Visa Debit card to access your account.

^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account 

Temporary waiver of the Account Maintenance Fee

To support our customers through these uncertain times, the monthly account maintenance fee is waived until 31 August 2020.

Ready to apply?

Important information

For important information on the Everyday Business Account, view the Terms and Conditions.

You might also be interested in:

ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000

Business WebSavings Account

Make the most of your business savings with the flexibility of accessing your money anytime.

  • Earn additional interest for 4 months as an introductory offer
  • No monthly account maintenance fees
  • Unlimited transfers

Merchant Solutions

Accept card payments from your customers... anywhere, anytime.

  • Online
  • In store
  • Over the Phone
  • On the Go