+ Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met the maximum Loan-to-Value ratio is 70% (non-residential and mixed security) or 80% (residential security), and the maximum loan term is 15 years (non-residential and mixed security) or 25 years (residential security).
1Discount variable and fixed rate offers only available on new lending with a minimum loan amount of $200,000. A margin applies to commercially secured loans. A margin of 0.20% will apply to lending with a Loan-to-Value Ratio of >80% for residentially secured loans and >70% for commercially secured loans. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. The fixed rate discount will apply until the end of your fixed term or until you request us to vary the loan. Discount rate offers are not available to self-managed super funds, or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.